Saturday, May 29, 2010

naxalism a bigger danger

Politicians are still not unanimous on war against naxalism. People like Digvijay Singh, Lalu Yadav, Mamta Banerjee still playing politics and talking of dialogue with Naxalites or resisting air strike on naxal hideouts. Such politicians always think in term of political advantage in their area of operation, they are least bothered of Indian security or mass killings by naxal groups. Such politicians do not hesitate in taking help from naxalites in winning the election and hence they are not ready to accept naxalites have posed fatal threat to Indian security, they do not agree to the views that naxalites are more dangerous than foreign-based terrorist.

It is unfortunate that even wise, experienced, matured, honest, straight forward, nationalist and talented person like Manmohan Singh, Sonia Gandhi, Rahul Gandhi and Mr. Chidambram , Mr. Pranab Mukherjee are unable to take hard decision as late Indira Gandhi took against Khalistanis in 1984 and carried out Operation Blue Star even at the risk of her personal life and political career. It is astonishing that ruling party at center putting blame on state government. One laughs and weeps when Central Minister speaks that Maoist are active in only states where UPA is not in power or where BJP is in power. Indirectly they aspire to belittle and blame state government. Days are not far when opposition parties will speak that ruling party at center is working in nexus with Maoists to disturb non UPA government. In this mutual blame game Maoists are spreading and enhancing their network and fighting power.

Politicians of even opposition camp are not wholeheartedly in support of war against naxalism.There are many sympathizers of Maoists in opposition as well as ruling camp. Even social reformers talk of leniency with Maoist.

It is pity and unfortunate for country like India that self interest of politicians have hijacked national issues and there is acute shortage of true nationalist like Patel, Netaji Subhash Chandra Bose, Mahatma Gandhi or other freedom fighters who forced British rulers to leave India.

Killers of innocent Indians and armed forces. Hijacker of trains, bombers on CRPF camps or on running trains can never be true Indians and hence they are worse than Britishers who were at least not killers as naxalites of present era are. Undoubtedly such killers have to be treated, as enemy of the Nation and sincere war must be launched against network of such killers called as Maoist or Naxalites.

It is very much disheartening to observe that our rulers are busy in fixing quota for woman or for one caste or the other without creating job opportunities. It is ridiculous that our rulers are harping on GDP growth every day and every moment without taking into account the miserable position of 95% of Indian population who are victim of unabated price rise during UPA rule.

Neither Common men are happy nor country as a whole is safe in the hands of such politicians who all the time thinks from the point of view of electoral gain. I am very much fed up of hearing the news related to GDP growth or global recession or India’s so called success story vis a vis other developed nations of the world.

I may simply pray God to give wisdom to rulers of this country so that at least problem of naxalism is handled with full sincerity without fear of electoral loss or gain.
29th May 2010

Saturday, May 22, 2010

Law and order problem

Central government cannot escape its responsibility to handle the problems related to naxalism and save he country from the danger posed by naxalite groups, by anti national forces acting from inside the country. They cannot put blame squarely on state governments saying that naxalism is law and order problem and hence a subject of state government. Only fool can accept the theory of law and order problem cited by Ministers in Central Government or leaders of Congress Party or any other person like Lalu Yadav even after experiencing large scale killing of CRPF and common men in last one month only , that too on one place only and that in Dantewara district in Chattisgarh state. This is happening despite the fact that Chief Minister of Chattishgarh is making all efforts to handle naxalism and extending all support to Central government wholeheartedly. In other states like Bihar, West Bengal, Orissa, Andhra Pradesh and Jharkhand mass killing by naxalites has become common feature and hence accepted by common men as usual incident like road accidents. .

Naxalites have grown in number, in financial strength and accumulated huge arms and ammunitions and now they openly challenge and threat state governments, kill CRPF and police personnel in wholesale number, not to speak of thousands of innocents common men. When naxalites are not worried of central Para military forces, how untrained and unequipped police personnel under the control of state government can control and stop naxalism. It is pity that state government are not able to control even traffic jams or stop large scale money extortion carried out by local goonda elements in small or big towns. Digvijay Singh like mad politician can only blame Raman Singh CM of Chattishgarh to do dirty politics, such person should keep in memory naxal like incidents occurring frequently in Kashmir and also Mumbai terror attack of 1991 and incident of unforgettable 27 -11 and many more fatal attacks which occurred in the past when Congress Party was in rule. I do not want enumerate them to waste the time of readers.

I therefore appeal leaders of ruling party not to treat the problem of naxalism from the view of political advantage r disadvantage. Naxalism has penetrated in many states of the country and presently it poses a bigger threat than terrorism managed by foreign based camps. It is no more a hidden fact that Pakistan based terrorists are using India based naxalites to weaken India’s internal security and demoralize the security forces. It is open secret that even police forces are paying dadagiri tax to naxalites for survival in all naxal affected areas and they are even parting with their arms or even selling arms and ammunitions to naxal groups.
If Indian government even now do not understand the gravity and danger of Maoism or naxalism and delay in launching a sincere war against naxalim to finish it for ever and for rooting it out from every corner of the country, India will have to face the same problem as Sri Lanka faced the problem of LTTE . Ultimately Sri Lanka declared war against LTTE and finished it. India will have to do the same sooner or later, though they may do so after incurring huge loses of human beings and facing the worst position of demoralization, demotivtions and division in armed forces as also revolt from police forces. Common men have undoubtedly lost faith in UPA government and many state governments specially those in states like Jharkhand and West Bengal.

It is proper to mention here that late Indira Gandhi was courageous lady to finish Khalistan Movement though belatedly and it was her this act for the safety of people of India that she was assassinated. But she always considered nation and poor people above party she belonged to. Nation is always bigger than Individual. It will not be an exaggeration to say that present team of politicians could never win the battle of freedom because they are least bothered of common men or safety of the country. Lastly I do not hesitate in appealing all state governments and politicians in general to support present Home Minister Sri P Chidambaram wholeheartedly in fighting Naxalism even by using war weapons or using air strikes.

Danendra Jain
Ganaraj Choumuhani
Agartala
22.05.2010

Thursday, May 20, 2010

Wage revision in PSU Banks

Government framed policy for posting of bank employees in Villages as also for posting in North Eastern States to promote rural banking and to help development work in rural areas and North Eastern states. But management of banks have always misused this excellent policy to discard non-flatterers and to torture those employees who do not indulge in corrupt practices and who do not implements bad orders of the executives.
RBI or any investigating agency on honest inquiry will find that some officers have been working in villages for two or three decades whereas flatterers of the top officials of the management have been allowed to work in Metros for decades together. When an officer do not provide gifts to General Manager, he is posted in North Eastern States on the plea of Non Performance whereas those who commit fraud or indulge in irregular credits but always provide golden gifts to GMs, DGMs, AGMs in the name of some function either of inauguration or customer’s meeting are allowed to remain in big towns.
Some officers are simply creating bad advances and some others are constrained to recover the bad advances merely to save the corrupt officers from punishment. This is why loans or advances become Sub Standard in one or two years of its disbursement. It is also a bitter fact that such bad advances are concealed by gifting Auditors and inspectors and treated as good advances till the sanctioning officer wither is promoted or get safe exit from the bank. Honest workers are made scapegoat for the misdeeds of big executives.. It is undeniably truth that excellent results exhibited through annual balance sheets are due to devoted work of good performers and it is they who are salvaging banks from the misdeeds of bad officers. As such shining balance sheet of a bank should not give conclusion that the results shown are hard work of top officials sitting in AC rooms but that of field workers who are head of a branch and who is doing hard worker even under acute manpower shortage. In banks manpower is adequately provided only to flatterers even if he has caused banks crores of rupees. Until RBI or CBI catch hold of corrupt executives and punish the evil performers and at the same time award those officers who have been whimsically kept away from promotions and unless good officers are given respectable posting and promotions one cannot imagine of any rise in intrinsic value of any bank
On the contrary PSU banks are facing erosion in intrinsic value due to dirty implementation of apparently good HRD policies. In the name of Interview any employee can be deprived of and denied of promotion. Power makes executive corrupt if the decisions made by them are not transparent and subject to review. Root cause of persistence and promotion of such corrupt officers is due to the bitter fact that even courts fail to provide justice in decades together and this is why management bosses indulge in whimsical promotions, arbitrary transfers and postings.
I request bank officers to send their personal experience and story of corrupt officers to me at dkjain49709@rediffmail.com so that such illustration may be incorporated in PIL to be filed in the court. These information will be helpful in seeking information from bank under Right to Information Act to expose the true colour of officers who have been holding top posts in the bank and who have been getting continuous shelter from Banking division, RBI and Ministry of Finance. The aggrieved officer may also send the real story about them, how they have been cheated by their bosses, how they have been denied promotion and how they have been given always critical posting. After all how long you will bear with injustice in fear of repercussion from higher authorities. One has to come out of imaginary fear and expose the true picture of bad officers. How long meritorious and talented officer will face humiliation and posting against their dignity.
I will come with name of AGM,DGM ,GM,CM and BM and tell the officer community and Government of India how reign of injustice prevails in the banking industry. I need your cooperation in making a strong case against some of CMDs who are recognized as star performers but under the shelter of such CMDs ,their left and right hand officers who themselves are facing CBI charge sheets are exploiting power for self interest.

Tuesday, May 11, 2010

Trander Policy in Banks are seldom followed

Now I would like to ask top management as also CBI to look into each actions of executives (scale IV to scale VII) who have been elevated to scale IV and above during last three years during the tenure of present CMD Mr. M V Nair. I hope management will be honest enough to come forward with white paper on these executives depicting their good or bad works of last ten years and prove that the action of Interview panel in giving him or her promotion was justified. Otherwise normal perception of junior officers that promotions are bought by gifting top officers will be substantiated and exposure of top management will take place. At least top 20 branches of Jharkhand or Bihar or UP or Orrisa or West Bengal will be enough to expose the unhealthy culture perpetuated by top officers in promotions, postings and transfers. Bank must ascertain profit earned or loss incurred by the actions of officers promoted to scale IV and above during last three years.

1.credit decision taken by promoted executives and the present status of these advance accounts .If the credit sanctioned or disbursed by them directly or indirectly (building pressure from administrative office on BM) above Rs 10.00 lacs has become bad ( though bad , concealed and categorized as standard in collusion with top management), reason behind it should be looked into.
2. Number of accounts and amount involved in those NPA accounts where sanction or disbursement made by such executives during last ten years.
3. Waiver of loan or sacrifice of bank's dues under compromise settlement sanctioned by them directly or through the Branch.
4. How many good accounts they have added during their posting at any branch. Good account means average balance more than one lacs. How many such good customer left the bank due to the misbehavior of BM. Overall analysis will tell about level of customer service extended by them. This will also tell the management whether they are really good officers or they were promoted after taking some gifts in cash or in kind by Interview panel officers.
5. How many bad accounts have been shown as standard in the branch but they are actually substandard.
6. It should be looked into whether there was any abrupt rise in deposits due to buying of government fund. If yes wherefrom the illegal money was managed.
7. Real cash recovery in bad accounts due to the efforts of promoted officers
8. Whether there is real positive change in the image of the bank in the area where they worked.
9. Whether the so called performance said to have been of the promoted officers was actually the performance of other honest and devoted workers
10 Whether malady created by / fraud committed by / bad advance generated by flatter officers war getting support from higher bosses due to some other hidden reason which cannot be revealed.

Thursday, May 6, 2010

M V Nair,S L bansal ,Vijendra , Bikash Mahapatra, BD Mishra, Duggal, Chauhan

Through media AND PROMINENT MEDIAMEN I like to draw the attention of a person or a group of persons who is legal expert or who has an expertise on Right to Information Act or filing of Public Interest litigations or who is well experienced in dealing with court cases related to servicemen on following points and expect some solution in the interest of service men community. I like to draw the attention of even politicians who has strong will to change the prevailing bad culture and corrupt practices in administrative, political and judicial system in the country.

When a bank or any government office is unable to promote an employee due to shortage of vacancies in upper cadre , bank should not stagnate the employee only because he has reached the last stage of his scale .This is a fundamental question concerning all employees who are not getting annual increment only because he could not get promotion in time due to management’s fault or due to corrupt interview panel who promote an employee not on the basis of performance but on the basis of gift or money he receives from the employee. It is ironical that in government offices, departments, insurance companies and banks seniors are getting lesser increment whereas in private sectors seniors are worshipped like owners, promoters and savers of the firm. This is why private sector flourishes in real worth whereas public sector officers are facing continuous erosion in value.

In this age of flattery there is no respect for policy or performance. An officer is promoted only when he or she has a God father in upper echelon or he has pleased his boss with huge gifts in cash or in kind or bought and motivated the top executive who is a member of Interview panel. HRD policies in bank promote chamcha culture, RBI and Ministry of Finance or Banking Division all irrigates and promotes such culture. The more one is corrupt, the more he is flatterer and the higher is he posted. This is why cancer of corruption is growing unabated and even vulnerable department like defense is sick of this disease.

There are many EDs and CMDs of banks and government departments whose history is full of instances of indulging in corruption. If CBI conducts an honest inquiry in the credit decision taken by top executives, loan waived by them, and present status of loan sanctioned by them directly or indirectly trough his team of chamchas, bad advances hidden by them, personal assets accumulated by them, I think eight out of ten top executives will be found suitable for severe punishment and not fit for even junior posts.
Unfortunately in our country even authorities entrusted with duty of unearthing corrupt practices and bringing corrupt persons to justice are themselves indulged in corruption to a great extent. Then who will bell the cat is a million dollar question. So called clean and honest PM like Manmohan Singh expresses his helplessness on the front of corruption, naxalism and terrorism very wisely and boldly.

It is due to such wrong policies perpetuated by corrupt and greedy executives that even an officer like Madhuri Gupta could hold an important, sensitive and vulnerable post for more tan 30 years, get whimsical posting and promotions for such a long period inspite of the fact that she indulged in anti-national activities and worked as an agent of Pakistan silently.

Mrs. Rabri Devi, wife of Lalu Yadav could became Chief Minister of Bihar not because she was an able administrator, experienced politician or a knowledgeable lady , but because flatters of Lalu Yadav had vested interest to support her.

Similarly Mr. Lalu Yadav could get the post of Railway Minister despite his involvement in thousand crore Chara Ghotala because ruling government led by UPA and Congress party wanted to survive with his support.

Mr. Ratore could get promotions after promotions and best posting despite Ruchika’s case because of his god liasoning with his bosses and because he could shut the mouth and eyes of his bosses by keeping them happy through gifts in cash and kind.

Raju in Satyam computers could perpetuate fraud in thousands of crores of rupees for years together and win even the award of best corporate governance because he was surrounded by his greedy flatterers, greedy team of Chartered Accountants and corrupt ministers.

Madhu Koda Ex Chief Minister of Jharkhand and Reddy brothers in Andhra Pradesh could commit fraud with the government treasury in billion of rupees because he or they got the support of flatter team of IAS, IPS and other monitoring officers.Mayawati, Mulayam, Lalu like CM reshuffle senior officers like playing cards .Only a team of officers who are yes-men ,flatterer and ready to support and executive all ill motivated work ordered by ministers of the government can only survive and flourish in his or her career. This is the fate of good officers in all banks. There are several Raju in all banks who makes the balance sheet shining and who manage Chartered Accountants at various levels, officers working in Banking division, ministry of finance , top bureaucrats , top politicians all over the country.

In brief in our country even a donkey is posted on top post he can survive and get continuous elevation in career provided he or she has enough acumen to earn bribe and share with is bosses.

It is also a bitter truth all frauds continues and continues until shareholders of the fraud are divided. Frauds are seldom unearthed by CA. CBI or any investigating agency, not to speak of nip in the bud.

As such my second point to attract your attention is that in my opinion there should not be any scope of Interview for existing employee for giving him promotion because quality of his services have already been tested and attested by management for a decade or two or even three.
Even 25 marks allotted for Interview in any departmental promotion processes are enough to make or mar the career of an officer in a bank or any government office. It is a bitter truth of our country that a corrupt officer get 25 out of 25 in interview process whereas a performer get hardly 10 out of 25 which results in diluting the effect of performance of an employee or good marks obtained by him in his appraisals. The great Supreme Court has even advised transparency in appraisal system, but banks management seldom respect even court advises if it hurts the personal interest of its executives. The more power is delegated in bosses the more chances of misutilisation of power and perpetuation of corrupt practices exists and increases in the system.

This is happening in not only in banks but also in all other government departments and this is why, whenever a new Chief Minister takes charge of a state, several IAS and IPS officers are transferred from one place to another as per whims and fancies of the ministers in the new government. Majority of decisions on postings, promotions and transfers are taken on the basis of earning capacity of the officer who can share his illegal earnings with the minister or support the minister in carrying out his illegal tasks for the benefit of his kith and kin or his party men.

In conclusion there should not be any stagnation in any scale of any cadre of any officer of any department or office or bank and there should be no Interview for existing employees to be promoted.
In my opinion whimsical posting, arbitrary promotions and abrupt but ill motivated transfers are the root causes of all corrupt practices prevailing in the Indian administrative, judiciary and political system. It is the power delegated to persons sitting at post empowered to take whimsical decisions which irrigates ,cultivates and promotes the culture of flattery and demotivates the person who actually work and believe in honest performance.

It is unfortunate that no remedy can be obtained even from courts even after lapse of a decade or two .This is the reason that management of a bank or any office or any organ of the government at state or national level indulge in selling promotions and postings and in turn contributes directly or indirectly, willingly or unwillingly, in increasing the level of corruption.

I therefore request you to file PIL or any suitable court case which can immediately stop unhealthy practices. You can start with stopping the ongoing promotion processes in a bank. I hope you will take the initiative and oblige serving employees of the country.

Danendra