Entire world understands very well that most of the terror groups are formed by Muslims or converted Muslims. Even Pakistan and many Arab countries realize from the core of their heart that image of entire Muslim community is getting tarnished by frequent acts of terror attacks carried out by Muslims. It is also true that in most of the terror attacks all over the world, it is mostly Muslims who are accused and charged with act of terrorism. Many terrorists are even using Hindu or Christian names and people of Non Muslim communities to spread terrorism so that tarnished image of Muslim may be diluted and washed slowly at least to some extent. Some of the Muslims terrorists are willfully recruiting and training Hindu or other caste persons by giving them huge temptation of money and wealth. Some of Muslim terrorists are using Non Muslim as shield to safeguard them or using Hindu as mask to conceal their dirty acts. It is also true that Muslim terrorists have succeeded in their malicious plan of tarnishing the image of Hindu, Sikh and Christian.
International community are still very much sure that threat to the world peace is coming from Islamic terror but still they do not wish to send such message to the world and they do not wish to divide the human being and the world on the basis of caste and community on the matter of crime. Everyone knows that terrorist have got no caste or community. All terrorists are criminal and should be punished in proportion to their crime at the earliest possible. It is undeniably true that there are criminals in all sections of the society and all criminal should be treated as criminals without any discrimination based on his caste , community or region or religion.
Unfortunately it is only India where politician of all parties use caste and community as a weapon to win the election. Indian politicians try to win various caste groups with different types of temptations such as caste based reservation or caste based development schemes or caste based compensation to families of dead or injured person in any accident or communal riot. It is India where even the government has to give many thought before taking any punitive action against Muslim evil doers. It is India where admissions in schools and colleges take place on the basis of caste and communities. Even police department or in fact all departmental heads fear in taking action against any SC, ST, OBC or any Muslim worker, any Muslim neighbor or any Muslim criminal .This is a undeniable truth in Indian administration.
Indian government is afraid of executing death penalty to Afzal Guru awarded by the highest court of the country. Indian police and investigating agencies are so much weak, ineffective and coward that they could not even award punishment to the person who were identified and even caught in 26 November 2008 Mumbai blast and to whom entire world watched committing terror attack. It is possible only because entire exercise of search and investigation against Muslim criminals moves very slowly in India and there are several sympathizers in India who would like to puncture the entire process of investigation and try to save Muslim criminals by hook or by crook.
It is therefore not astonishing that leaders like Rahul Gandhi, Manmohan Singh, Digvijay Singh, Kapil sibal , P. Chidambram talk of Hindu terror time and again to win the heart of Muslim voters. I do not want to entirely blame Rahul Gandhi for his remarks against Hindus as exposed by Wikileaks. It is painful that Rahul Gandhi has given such remarks in foreign land. I however understand very well that he is very much immature in politics and he utters the same thoughts which he has learnt from his family member, family gossips and from debates and discussions taking place in various powerful lobbies of Congress Party which he belongs. Obviously the controversial voice of Rahul Gandhi exposed by Wikileaks is not only the voice of Rahul Gandhi along but represents the voice of Congress Party as a whole.
Matured leader never criticizes Indian politics or even discuss demerits of Indian internal system at least when he or she is sitting in foreign land. Every family has disturbances and difference of opinion among various members of the family but a wise member of family do not expose truth of his family when he or she is sitting at place other than his or her own house.Rahul is lacking this maturity. Hence entire blame goes to Congress Party, Sonia Gandhi and Mr. Manmohan Singh who are holding key posts and who supposed to glorify India and save India’s image. It is unfortunate that Manmohan Singh in the capacity of Prime Minister of India has completely failed to stop the spread of cancer of corruption and cancer of casteism and communalism.
Rather game of ‘Divide and Rule’ is being played by rulers of this country in general and more particularly by Congress Party under the leadership of clean image Manmohan Singh. Height of dirty politics is that many stalwarts of Congress Party are not only misusing so called clean image of Manmohan Singh for their vested interest but also bent upon making Rahul Gandhi as the next Prime Minister of the country. What will be the fate of India under the leadership of Rahul Gandhi whose childish remarks against Hindus in foreign land has strengthened the hands of Pakistan?
India is after all a country of flatterers and it is India where all decisions are taken not on the basis of merit of the person but entirely on the basis of flattery one receives from the person .Flattery is therefore growing by leaps and bounds in India. Congress Party in particular is the party of flatterers and most of them are greedy for money and power. Flatterers as such worship their leaders like God in expectation of some key post and some monetary gain. Hence none of flatterers in Congress camp will ever dare to condemn anti national remarks of Rahul Gandhi or Sonia Gandhi. In such position I think it better to accept for the time being the thesis of Rahul Gandhi that India faces dangerous threat not from Lasker –e-Toiba (LeT)or other Pakistan based terrorist outfits but from Hindu terror outfits.
But I do not hesitate to ask following simple questions from our beloved clean Prime Minister Mr. Manmohan Singh, Rahul Gandhi , Sonia Gandhi and other stalwarts of ruling party
What action government has taken during six years of UPA rule to safeguard country from the threat of Hindu terror?
Instead of expressing concern before USA diplomat, why not Rahul Gandhi being a Member of Parliament raised his voice in the Parliament?
Why is government putting blame on ISI and PAKISTAN BASED TERRORISTS for 26 November 2008 Mumbai blast when they apprehend that Hindu terrorist took revenge from Karkare for arrest of their leader Sadhwi Pragya in Malegaon Blast?
Why government did not take any punitive action against those Hindu Leaders who were behind the killing of Mr. Karkare ATS chief/
After the three week long deadlock in Parliament over the demand of JPC by opposition parties to probe into 2G spectrum related corrupt activities of the government Mr. Manmohan Singh PM has expressed his concern over the threat to Parliamentary democracy in India.
Being the head of the government what steps government has taken to save India and Parliamentary democracy from the clutches of opposition party members?
What steps Manmohan Singh government has taken to stop catch and punish corrupt officials and ministers during last six years though he has admitted several times the increasing role of corruption in Indian administrative system?
18.12.2010
Saturday, December 18, 2010
Friday, November 5, 2010
Thanks Bin Laden
Bin laden and his team like LeT or Maoists or Naxals have created such a terror that expenditure on security in all vulnerable countries like India ,Britain and USA has gone up to a great extent. Thanks to Bin Laden and his Ravan Sena that in India at least police forces have started working.
Politicians in our country become active when they receive a email threatening security system in some place or the other. Whoever comes in the hit list of Bin Laden’s terror wings or that of naxalites working from India is provided full security by Indian police forces. Otherwise position of common citizen is pitiable in all sphere of life including safety and security.
Even cleanliness, discipline,education,maintainance of existing infra structure like roads, electricity, railways ,river all are at the mercy of God. Who is bothered of common people?
VIPS and VVIPs are real beneficiaries of democratic system. Only the threat of terror attack false or true alerts the entire system and it disturbs sleep of all. Threat of terror attack can only make the system really active and effective.
Again thanks to Bin Laden, Maoists, and naxalites who keep the system alert. Anyone can now justify the expenditure incurred by US and Indian government on his visit to India. If anyone especially politicians in India want security he or she also have to manage an email threat from terror group. This is India’s real story of Today. Even media gets a good job in such position.
Credit goes to Bin Laden and all terror groups who has made the otherwise dead system active at least to some extent , at least for a few days at few places for few individuals.
India can prosper and save a lot of money hitherto spent on security if Bin Laden and his team comes to power in place of Manmohan Singh.Similarly USA will not need to send so many aircraft, ships, and bullet proof cars and so many defense personnels to India to safeguard US president Mr. Obama on his visit to India
Politicians in our country become active when they receive a email threatening security system in some place or the other. Whoever comes in the hit list of Bin Laden’s terror wings or that of naxalites working from India is provided full security by Indian police forces. Otherwise position of common citizen is pitiable in all sphere of life including safety and security.
Even cleanliness, discipline,education,maintainance of existing infra structure like roads, electricity, railways ,river all are at the mercy of God. Who is bothered of common people?
VIPS and VVIPs are real beneficiaries of democratic system. Only the threat of terror attack false or true alerts the entire system and it disturbs sleep of all. Threat of terror attack can only make the system really active and effective.
Again thanks to Bin Laden, Maoists, and naxalites who keep the system alert. Anyone can now justify the expenditure incurred by US and Indian government on his visit to India. If anyone especially politicians in India want security he or she also have to manage an email threat from terror group. This is India’s real story of Today. Even media gets a good job in such position.
Credit goes to Bin Laden and all terror groups who has made the otherwise dead system active at least to some extent , at least for a few days at few places for few individuals.
India can prosper and save a lot of money hitherto spent on security if Bin Laden and his team comes to power in place of Manmohan Singh.Similarly USA will not need to send so many aircraft, ships, and bullet proof cars and so many defense personnels to India to safeguard US president Mr. Obama on his visit to India
Friday, September 3, 2010
Endless Debate on Naxalism
Naxalism has been spreading in every nook and corner of the country and has become more dangerous than foreign-based terrorism. Challenge to law and order by Maoists and Naxalite groups have been growing dangerous day by day. Frequent attacks on police forces has been leading slowly to demoralization of police forces and killing their enthusiasm to battle with naxals or terrorist because of political indifferent, casual and non-supportive attitude. Rich businessmen and middle class or high-class service men including policemen are being subjected to extortion of money. Common men and especially daily earners have to bear the pain of Naxal bund, Naxal attacks and Naxals strikes time and again. Naxalism has grown manifolds during last ten years but unfortunately government has not yet understood the gravity of the matter. Still many stalwarts, many media people and many politicians talk of dialogue with Maoists and naxals.
Debate after debates takes place on TV channels but no concrete policy whatsoever it may be has been framed either by state government or central government or both together. Unfortunately politicians are still not united on such a serious issue. There are many sympathizers of Maoists both in and outside the government. State government and Central government are not having a well-decided strategy to handle the threat of naxals and Maoist. Social reformers are divided whether there should be action against naxals or not.
There is no doubt that in a big country like India or any where in the world, difference of opinion on any issue of national concern or mass concern is possible. Even if there is aggression from abroad there will be different strategies suggested by different experts. There are many such persons whose work is to criticize all actions of the government. If no action is taken people will blame and if action is taken they will judge the merits and demerits from various angles. If police force kills naxals or terrorists, politicians will blame of fake encounter to dilute the fighting intensity of police force and also to earn political advantage and gain sympathy from innocent and illiterate voters.
If during encounters or fight against naxals or terrorists, any common man is killed, activists of human right organizations will come forward to criticize action of police force. Unfortunately when naxals or terrorists cause death of common men, none from human right organization will come forward. However such cases of support or protest over any important issue are unavoidable in a democratic setup where every citizen or a group has huge fundamental rights to enjoy without any sense of inherent duties towards the society.
As such government cannot blame anyone for growing naxals and increasing threat from naxal activists. During eighties Sikh militants known as Khalistan activists had created big law and order problem in the state of Punjab. Late Indira Gandhi the then Prime Minister of India did not hesitate to take army led action against Sikh militants to ensure peace in Punjab state and to stop spread of Khalistan movement which was clearly a threat to unity of the country. Armed forces were allowed to enter into even the most pious and religious place like Golden Temple in Amritser. It was her sincere and devoted action against Punjab extremists that during last 25 years India has not faced any trouble from Sikh militants.
Indians should salute leader like Indira Gandhi who did not waste time in debate on whether action is needed or not, whether it is duty of state government of central government, whether opposition party is responsible or whether there is fake encounter or whether there is possibility of people‘s revolt or whether it will harm relations with Sikh people or congress party will loose Sikh votes in general election. She did the best as per her best knowledge and as per the opinion of important political leaders of her party and that of other opposition parties. She assessed and ascertained the opinion of people at large and decided for action and strategy to fight out Sikh militancy from the root without any fear of repercussion and she got the grand success in her task. Some insane person or group killed her just as Mahatma Gandhi was killed even though he fought for freedom and won freedom from British rulers.
It hardly matters for leaders of national stature whether he is alive or is killed by his opponents if the action taken by him is in national interest. People of India are still indebted to Late Indira Gandhi for many good works she did during her tenure as Prime Minister of India. She may be criticized on many other issues but her quality to take effective and fruitful action and to take decisions at appropriate time cannot be criticized by any unbiased person.
It is pity that current ruling government at center led by Congress Party is making one after other lame excuses for its complete failure in tackling the problem of naxalism. Prime Minister like Manmohan Singh has not yet decided the concrete and time bound action plan in consultation with state government to fight and finish naxalites and Maoists from the root. There may be many reasons and much emotional logics in the minds of sympathizers of Maoists. But from any angle of consideration, act of breaching laws of the land or criminals (of any type, Maoist or naxalites or general) taking laws in their hands cannot be justified. Action and action with punishment have to be taken against all who are perpetuators of criminal activities and also against who are advocates and sympathizers of criminals.
It is also true that it is the duty of sensible government to understand and realize the problems of common men, loopholes of laws and condemnable actions of beaurocracy. Government should on day to day basis monitor the actions of responsible authorities and punish bad officers and bad police personnel whose torturous actions continuously cause trouble to common men.
It is the duty of the government to remove all those reasons, which may force poor and innocent person to become criminal or to plead for criminals or to seek support from criminals to survive in society or form a gang of criminals to get rid of atrocities from local police forces. It is very much disheartening to know that thousands and lacs of innocent persons are held in jail for years together only due to the fact that courts are unable to deliver justice in decades and decades. One can imagine the pain of a family whose member is put in jail for none of his or her fault and his voice in defense is not heard for decades. Pain of such victims of the system is aggravated when he or she becomes helpless due to inefficient and dishonest judicial system. It should not be surprising when hundreds of such victims of the system unite together to take barbaric revenge from the system even breaching the laws of the land.
It is common experience of common men that government of India understands the language of violence and violence only. Normal strike or normal protest is taken lightly by ruling elite. This is the painful story of Indian politics. As long as working class or business class does not adopt violent agitation against the government, representatives of the government notice none of their demands.
In conclusion government has to fight not only with Maoists and terrorists but also boldly eliminate extremists, inefficient, inert and corrupt persons sitting in police departments, offices and departments run by government and courts in particular and in politics in general whose actions annoy common men for no reason and whose inaction promotes naxalism and terrorism.
Extremism of any kind is to be condemned. Which type of extremism, government led or Maoist led came first is not to be debated. Main focus should be on the person who commit crime and to ensure quickest punishment to such criminals without any discrimination based on caste, community, religion, region or the party ruling and not- ruling.
Danendra Jain
Debate after debates takes place on TV channels but no concrete policy whatsoever it may be has been framed either by state government or central government or both together. Unfortunately politicians are still not united on such a serious issue. There are many sympathizers of Maoists both in and outside the government. State government and Central government are not having a well-decided strategy to handle the threat of naxals and Maoist. Social reformers are divided whether there should be action against naxals or not.
There is no doubt that in a big country like India or any where in the world, difference of opinion on any issue of national concern or mass concern is possible. Even if there is aggression from abroad there will be different strategies suggested by different experts. There are many such persons whose work is to criticize all actions of the government. If no action is taken people will blame and if action is taken they will judge the merits and demerits from various angles. If police force kills naxals or terrorists, politicians will blame of fake encounter to dilute the fighting intensity of police force and also to earn political advantage and gain sympathy from innocent and illiterate voters.
If during encounters or fight against naxals or terrorists, any common man is killed, activists of human right organizations will come forward to criticize action of police force. Unfortunately when naxals or terrorists cause death of common men, none from human right organization will come forward. However such cases of support or protest over any important issue are unavoidable in a democratic setup where every citizen or a group has huge fundamental rights to enjoy without any sense of inherent duties towards the society.
As such government cannot blame anyone for growing naxals and increasing threat from naxal activists. During eighties Sikh militants known as Khalistan activists had created big law and order problem in the state of Punjab. Late Indira Gandhi the then Prime Minister of India did not hesitate to take army led action against Sikh militants to ensure peace in Punjab state and to stop spread of Khalistan movement which was clearly a threat to unity of the country. Armed forces were allowed to enter into even the most pious and religious place like Golden Temple in Amritser. It was her sincere and devoted action against Punjab extremists that during last 25 years India has not faced any trouble from Sikh militants.
Indians should salute leader like Indira Gandhi who did not waste time in debate on whether action is needed or not, whether it is duty of state government of central government, whether opposition party is responsible or whether there is fake encounter or whether there is possibility of people‘s revolt or whether it will harm relations with Sikh people or congress party will loose Sikh votes in general election. She did the best as per her best knowledge and as per the opinion of important political leaders of her party and that of other opposition parties. She assessed and ascertained the opinion of people at large and decided for action and strategy to fight out Sikh militancy from the root without any fear of repercussion and she got the grand success in her task. Some insane person or group killed her just as Mahatma Gandhi was killed even though he fought for freedom and won freedom from British rulers.
It hardly matters for leaders of national stature whether he is alive or is killed by his opponents if the action taken by him is in national interest. People of India are still indebted to Late Indira Gandhi for many good works she did during her tenure as Prime Minister of India. She may be criticized on many other issues but her quality to take effective and fruitful action and to take decisions at appropriate time cannot be criticized by any unbiased person.
It is pity that current ruling government at center led by Congress Party is making one after other lame excuses for its complete failure in tackling the problem of naxalism. Prime Minister like Manmohan Singh has not yet decided the concrete and time bound action plan in consultation with state government to fight and finish naxalites and Maoists from the root. There may be many reasons and much emotional logics in the minds of sympathizers of Maoists. But from any angle of consideration, act of breaching laws of the land or criminals (of any type, Maoist or naxalites or general) taking laws in their hands cannot be justified. Action and action with punishment have to be taken against all who are perpetuators of criminal activities and also against who are advocates and sympathizers of criminals.
It is also true that it is the duty of sensible government to understand and realize the problems of common men, loopholes of laws and condemnable actions of beaurocracy. Government should on day to day basis monitor the actions of responsible authorities and punish bad officers and bad police personnel whose torturous actions continuously cause trouble to common men.
It is the duty of the government to remove all those reasons, which may force poor and innocent person to become criminal or to plead for criminals or to seek support from criminals to survive in society or form a gang of criminals to get rid of atrocities from local police forces. It is very much disheartening to know that thousands and lacs of innocent persons are held in jail for years together only due to the fact that courts are unable to deliver justice in decades and decades. One can imagine the pain of a family whose member is put in jail for none of his or her fault and his voice in defense is not heard for decades. Pain of such victims of the system is aggravated when he or she becomes helpless due to inefficient and dishonest judicial system. It should not be surprising when hundreds of such victims of the system unite together to take barbaric revenge from the system even breaching the laws of the land.
It is common experience of common men that government of India understands the language of violence and violence only. Normal strike or normal protest is taken lightly by ruling elite. This is the painful story of Indian politics. As long as working class or business class does not adopt violent agitation against the government, representatives of the government notice none of their demands.
In conclusion government has to fight not only with Maoists and terrorists but also boldly eliminate extremists, inefficient, inert and corrupt persons sitting in police departments, offices and departments run by government and courts in particular and in politics in general whose actions annoy common men for no reason and whose inaction promotes naxalism and terrorism.
Extremism of any kind is to be condemned. Which type of extremism, government led or Maoist led came first is not to be debated. Main focus should be on the person who commit crime and to ensure quickest punishment to such criminals without any discrimination based on caste, community, religion, region or the party ruling and not- ruling.
Danendra Jain
Tuesday, August 24, 2010
Threat from Naxals
Naxals are equivalent to Jihadis and terrorists coming from Pakistan and PoK who frequently disturb Kashmir or who in support with ISI of Pakistan caused so many terror attacks in various parts of the country.
And there is no doubt that these naxals will prove to be more dangerous in future because they have fastly and substantially grown during last ten years in many states of India.
They have become stronger in manpower, financial power and also fighting power. They have made deeper inroads into Indian politics and also developed liason with political heavyweights who from time to time not only help naxal leaders but also seek the help of naxals to win the election.
This is why leaders like Mamta, Lalu, Mulayam, Sharad Yadav, Nitish, and Digvijay Singh frequently talk of extending helping hand to naxals to bring naxals in mainstream, or advise government to stop Green Hunt Operation launched by home minister Mr. Chidambaram against naxals and suggest government directly or indirectly to initiate talking process with naxal leaders.
No doubt Pakistan and China are also matter of concern for India .But war from or with foreign countries may be fought and finished at our own by India or with support of other like minded nations who have been traditionally extending help hand to India at time of crisis provided our own people do not puncture our plan and strategy on war fronts..
I therefore feel that the real threat will come from domestic enemy like naxals who are undoubtedly terrorists but are active in disguise of naxals or social workers or NGOs or VIP leaders in politics. These naxals will prove to be “Bibhisan” at time of war and they will not only share all vital information with enemy countries surrounding India but also puncture and dilute strength of Indian army through various diplomatic strategies.
It is naxals who have been consistently attacking on police, Para military forces, CRPF jawans or armed forces. It is naxals who have from time to time exhibited their power by attacking on police head quarters or by hijacking train or by attacking train or by carrying our frequent state level bund to demoralize local inhabitants and to destabilize normal working of Indians.
I say these naxals are more diplomatic because it is their brothers and associates called as ISI agents or Pakistan supporter who always talks of removing armed forces from Kashmir and Jammu. It is only anti national elements and definitely not normal citizens who are more afraid of presence of armed forces or police people in Kashmir. Truly it is Pakistan agents in disguise of Indian VIPs who want to get rid of armed forces in Kashmir so that they may freely spread their war message or hate message in every nook and corner of not only Kashmir but of entire India. It is our own political leaders in various states who are talking of dialogues with naxals in the name of social agenda and indirectly supporting naxals in making India internally weak.
I can therefore r say with full firmness that India should not under estimate the present power and strength of naxal leaders and India should not commit the blunder of treating Naxal fighters as normal victim of backwardness or poverty or Ill-treatment by local administration.
25.08.2010
Danendra Jain
Dkjain49709@rediffmail.com
And there is no doubt that these naxals will prove to be more dangerous in future because they have fastly and substantially grown during last ten years in many states of India.
They have become stronger in manpower, financial power and also fighting power. They have made deeper inroads into Indian politics and also developed liason with political heavyweights who from time to time not only help naxal leaders but also seek the help of naxals to win the election.
This is why leaders like Mamta, Lalu, Mulayam, Sharad Yadav, Nitish, and Digvijay Singh frequently talk of extending helping hand to naxals to bring naxals in mainstream, or advise government to stop Green Hunt Operation launched by home minister Mr. Chidambaram against naxals and suggest government directly or indirectly to initiate talking process with naxal leaders.
No doubt Pakistan and China are also matter of concern for India .But war from or with foreign countries may be fought and finished at our own by India or with support of other like minded nations who have been traditionally extending help hand to India at time of crisis provided our own people do not puncture our plan and strategy on war fronts..
I therefore feel that the real threat will come from domestic enemy like naxals who are undoubtedly terrorists but are active in disguise of naxals or social workers or NGOs or VIP leaders in politics. These naxals will prove to be “Bibhisan” at time of war and they will not only share all vital information with enemy countries surrounding India but also puncture and dilute strength of Indian army through various diplomatic strategies.
It is naxals who have been consistently attacking on police, Para military forces, CRPF jawans or armed forces. It is naxals who have from time to time exhibited their power by attacking on police head quarters or by hijacking train or by attacking train or by carrying our frequent state level bund to demoralize local inhabitants and to destabilize normal working of Indians.
I say these naxals are more diplomatic because it is their brothers and associates called as ISI agents or Pakistan supporter who always talks of removing armed forces from Kashmir and Jammu. It is only anti national elements and definitely not normal citizens who are more afraid of presence of armed forces or police people in Kashmir. Truly it is Pakistan agents in disguise of Indian VIPs who want to get rid of armed forces in Kashmir so that they may freely spread their war message or hate message in every nook and corner of not only Kashmir but of entire India. It is our own political leaders in various states who are talking of dialogues with naxals in the name of social agenda and indirectly supporting naxals in making India internally weak.
I can therefore r say with full firmness that India should not under estimate the present power and strength of naxal leaders and India should not commit the blunder of treating Naxal fighters as normal victim of backwardness or poverty or Ill-treatment by local administration.
25.08.2010
Danendra Jain
Dkjain49709@rediffmail.com
Saturday, August 14, 2010
Mr. Manmohan Singh and administraion
Honourable Manmohan Singh Prime Minister of India is too simple to take any effective step as Late Indira Gandhhi or Late Jawaharlal Nehru took. Nehru ji involved himself in India’s fight against British rule and gave us freedom.Indira Gandhi nationalized banks to make it accessible in remote villages.Mr. Vajpayee in his short tenure of PM did a lot of thing. He launched the Himalayan task of building pacca road from Kashmir to Kanya kumari. Even Morarji Desai took a bold step of introducing total prohibition in India.
What has Mr. Manmohan Singh done during last six years for common men? He talks of GDP, he talks of relief to corporate, he talks of corruption, he talks of judicial, educational or labour reform but common men are still victim of mal administration, rampant corruption and extortion from politicians, criminals, naxals and all muscle power centers. He could not give desired toughness in administration to check rising prices, he failed to reduce corrupt practices or expedite judicial process or to make essential goods and services like medical care and education affordable for common men. He could not bring about improvement in standard and quality in work done in government offices and work done through contractors.
Our clean PM has confused Indians on all fronts. Kashmir is boiling with anger and burning in agitation but Mr. Manmohan Singh is preaching sermons to Kashmiris to maintain peace and Indian government has been talking of talks for last 60 years to resolve the issue.
Naxals have grown dangerously stronger during his tenure of last six years and spread throughout the country but he and his men are talking of dialogue with naxals. Only silver lining in his government is that the Home Minister Mr. Chidambaram is doing his best for the country as per his best knowledge. Unfortunately he too is criticized by his own party men and Mr. Manmohan Singh is unable to control them.
Obviously person like Manmohan Singh is too weak and too much clean hearted to control big country like India. He may be an economist but he is definitely not a good administrator and neither a good politician.
Lacs of naxals and terrorist (two sides of same coin) are hiding in India, causing frequent attacks, killings innocents, extorting money from rich traders and servicemen and damaging valuable properties. Can police catch them when they are unable to find out missing 61 trucks loaded with detonators? A naxal or a terrorist can be trapped only when some one becomes Bibhishan in his own camp and become informer of police.
Can anyone imagine that India will be free of corrupt people when entire government is made of corrupt persons with added quality of but flattery? A corrupt person is trapped or caught only when he becomes dishonest in sharing his ill earning money with his juniors or seniors as per their expectations or when his own colleague, local media person or local musclemen become his enemy.
Can an Indian get relief from price rise, or corruption or terrorism or naxalism from administration or government of India or state government when central government and state governments are busy in mutual blame game and mutual mud slinging and politicians of rival parties are busy in playing kabaddi on irrelevant points?
Can India be ever a disciplined and orderly state when Parliament and state assemblies are used for playing free hand fighting, and spending time in settling their scores related to Inter party rivalry?
Nehru and Indira built castles of progress by establishing hundreds of Public Sector Undertakings and did a lot for welfare of poor. The main motto of Late Indira Gandhi behind nationalization of banks was to make banks accessible to poor.
Rajiv Gandhi tried to make PSU stronger and added new technology introduced Television and brought telecom revolution in India.
Now in the name of reformation, UPA government under the guidance of Sonia Gandhi and learned Prime Minister Mr. Manmohan Singh is selling one after other PSUs partially or fully in the name of disinvestment.
Property of ancestors is sold by son and grandson to survive when the son and grandson are not able to earn at their own or not capable to manage the accumulated property of their forefathers. "Ghar bech kar or sona bech kar gujara karte hai bekar log."
Present government is lucky enough to get so much inherited property without making much effort. But how long this selling of old property in he name of disinvestment will be able to cope with growing demand of the growing family of growing India is a million dollar question and which needs to be answered by wise person. How long government will meet the annual spending through selling and disinvestment of PSUs.
I do not suggest curtailment of expenses or reduction in spending on development, but I firmly believe that government should establish hundreds of new PSUs to create more and more real employment opportunity and achieve real growth in GDP. Government should try to make the existing PSU more effective and profitable, rather selling it.
I am of firm view that the government cannot imagine of welfare of poor through only distribution of subsidy, old age pension, waiver of loan or carrying out controversial and corruption ridden NREGA.
Mr. Manmohan Singh has to first make his house clean and effective. Criminals have to be treated as criminals and real patriots, real performers and really talented persons have to be awarded.
Dkjain49709@rediffmail.com
15.08.2010
Thursday, August 5, 2010
Mr. Kalia ED cannot be allowed to follow Arbitray rule
I submit some points hereunder highlighting reign of injustice in banks perpetuated by team of officers sitting at the helm of affairs in collusion wit union leaders.
There is practically no stagnation for central government employees as per last pay commission recommendation and as accepted by government of India. There is time bund promotion. Central pay Scale is too long to stagnate any employee at any particular point of scale for two or three years
Why is there stagnation for bank employees particularly when bank is not in a position to accommodate so many candidates in higher scale, when there are fewer vacancies?
For none of fault of senior officers, they are denied promotion as also annual increment. It is really a fun that they are not given even full terminal benefits when they resign at their own.
When banks do not find such senior officers for promotions, bank should not hesitate in accepting resignation of such officers and allow full pension and retirement benefits. Why officers who resign are not allowed pension, leave encashment or refund of accumulated bank's contribution in PF etc. Bank can remove an officer as per its choice but staff cannot leave the job without loosing his rightful terminal benefits.
Officers who have transferred from outside states to North East States were getting so many incentives as per 1984 circular or as per guidelines of IBA as prevalent for central government employees working in other sectors in eighties. Why these incentives have not been revised during last 25 years?
Special allowance fixed Rs.1200/ or Rs.1500/ for specified area is common for all staff posted in North East region. What about additional benefits for those who are transferred from other states to North East?
For outsiders, there was a provision of Rs.1500. p.m. in 1984 when Rs.1500/ was a significant amount compared to prevailing scale of pay for officers at that time. Now even that Rs.1500/ (it should be at least 10000 in view of price rise and scale rise during last 25 years) or 12.5% of pay has been abolished.
Originally North East posting policy was framed for enthusing employees to serve in north eastern based branches for two years and then they were given preferred posting. Unfortunately this holy policy is now misused by greedy and corrupt executives to sideline good officers from their path of earning illegal money and golden gifts.
Incentives of NE posting have also been snatched and left on whims and fancies of executives. Preferred posting after completion of two years tenure also lies on the mercy of top officials. ED or top executives in banks do not have fear in mind in violating the existing policy or misusing the same in the name of bank’s exigencies.
After all what union leaders are doing?
There are lacs of bank employees who are continuously working in rural areas, say for one or two decades or even more.
On the other hand there a few lacs of bank employees who are continuously posted in Metros and Urban areas.
Unfortunately residual a few of employees are facing frequent transfers from one corner to the other corner of the country.
It clears defeats the very purpose behind rural posting policy and NE posting policy framed by government of India. Banks do not hesitate in violating its own transfer policy or promotion policy. Officers posted continuously in rural areas seldom get promotion because their fate depends not on performance but on whims and fancies of Interview panel. Members of Interview in general award marks based on merit of employees on points such as flattery, gifts and welcome kits. Justice is nowhere visible.
After all what union leaders are doing?
Answer is that they are also standing in the same que in which a team of flatterers are standing to get maximum benefit from higher bosses, cream posting, reckless earning through credit lending or waiver of loan without any fear of action from higher bosses and get preferred promotions for their flatterer members if they so like.
Why huge arrear to the amount of two lacs or three or four lacs are being paid to executives as per 9th Bipartite Settlement and only a few thousand to middle management officers considered senior officers. Even peons and junior clerks are getting arrear to the extent of one lac rupees. Even junior officers are getting more. Obviously pay scale fixed for various scales is not based on principals of equality but based on whims and fancies of IBA team and union leaders. Pension optees are getting more and PF optees are getting noting in comparison. Why discriminatory treatment is being allowed by union leaders even in fixation of revised pay in 9th BS, not to speak of discrimination with PF optees desiring to offer for pension.
Are senior officers in middle management so bad they are not fit for promotion, increment, pension and even equal rise in wage revision? If so why are they not given offer of VRS as given in the year 2000?
Why CMDs of various banks then talk of crisis of talented officer in bank and why do they express apprehension for painful future when a good number of officers will retire?
If there is a will there is a way. When government is formed of corrupt persons and that of flatterers, when administration is manned by corrupt and flatterers when judiciary is weak, ineffective, costly and centre of corruption, any one in Government cannot dream of taking step to reduce corruption in the system or to punish corrupt people.
And people who try to move against the main stream gets tired very soon and finally succumb to death.
It is therefore better to say All is Well sir, No problem sir, everything will be o.k. sir, I am there don't worry, I will manage it, I will manage media people, I will manage CBI people and so on. These wordings are a few permanent wording of flatterers.
Media men are not getting any interest or attractive news in the reign of injustice pervading and prevailing in banking industry. A few executives by using their mobile phones using some flatterer Branch Managers ges success in extending credit to unscrupulous borrowers and sacrificing huge amount in compromise and waiver of loan scheme just to earn some illegal money.
Banks assets worth thousands and thousand of crores of rupees are locked and lost in bad borrowers every year whereas government of India, RBI and all regulating agencies remain silent spectators. People have seen how NPA rose 500% this year in Indian Bank but regulating agencies are not ready to accept that similar pain will occur to other banks too in near future. There is in fact none to bell the cat.
Banks management, government of India and RBI loudly say with a sense of pride that Indian Banks are not affected by global slowdown or recession or sub prime crisis but IBA says that banks are not in a position to pay pension to bank employees and hence begging for sharing of pension cost from bank employees.
IBA has filed affidavit in Madras High Court that banks are facing fund crisis and not in a position to pay pension to retirees and hence praying for stay granted by the same court on 24th June 2010 on illegal and unjustified recovery from PF optees agreed in 9th Bipartite settlement .
How much shameful and painful it is that staff of banks who served banks for 30 to 35 years in bank and contributed his entire energy for growth of bank has now to run from pillar to post or knock the door of courts to stop reign of injustice.
Are Banks earning profits by simple exploitation of staff??
There is practically no stagnation for central government employees as per last pay commission recommendation and as accepted by government of India. There is time bund promotion. Central pay Scale is too long to stagnate any employee at any particular point of scale for two or three years
Why is there stagnation for bank employees particularly when bank is not in a position to accommodate so many candidates in higher scale, when there are fewer vacancies?
For none of fault of senior officers, they are denied promotion as also annual increment. It is really a fun that they are not given even full terminal benefits when they resign at their own.
When banks do not find such senior officers for promotions, bank should not hesitate in accepting resignation of such officers and allow full pension and retirement benefits. Why officers who resign are not allowed pension, leave encashment or refund of accumulated bank's contribution in PF etc. Bank can remove an officer as per its choice but staff cannot leave the job without loosing his rightful terminal benefits.
Officers who have transferred from outside states to North East States were getting so many incentives as per 1984 circular or as per guidelines of IBA as prevalent for central government employees working in other sectors in eighties. Why these incentives have not been revised during last 25 years?
Special allowance fixed Rs.1200/ or Rs.1500/ for specified area is common for all staff posted in North East region. What about additional benefits for those who are transferred from other states to North East?
For outsiders, there was a provision of Rs.1500. p.m. in 1984 when Rs.1500/ was a significant amount compared to prevailing scale of pay for officers at that time. Now even that Rs.1500/ (it should be at least 10000 in view of price rise and scale rise during last 25 years) or 12.5% of pay has been abolished.
Originally North East posting policy was framed for enthusing employees to serve in north eastern based branches for two years and then they were given preferred posting. Unfortunately this holy policy is now misused by greedy and corrupt executives to sideline good officers from their path of earning illegal money and golden gifts.
Incentives of NE posting have also been snatched and left on whims and fancies of executives. Preferred posting after completion of two years tenure also lies on the mercy of top officials. ED or top executives in banks do not have fear in mind in violating the existing policy or misusing the same in the name of bank’s exigencies.
After all what union leaders are doing?
There are lacs of bank employees who are continuously working in rural areas, say for one or two decades or even more.
On the other hand there a few lacs of bank employees who are continuously posted in Metros and Urban areas.
Unfortunately residual a few of employees are facing frequent transfers from one corner to the other corner of the country.
It clears defeats the very purpose behind rural posting policy and NE posting policy framed by government of India. Banks do not hesitate in violating its own transfer policy or promotion policy. Officers posted continuously in rural areas seldom get promotion because their fate depends not on performance but on whims and fancies of Interview panel. Members of Interview in general award marks based on merit of employees on points such as flattery, gifts and welcome kits. Justice is nowhere visible.
After all what union leaders are doing?
Answer is that they are also standing in the same que in which a team of flatterers are standing to get maximum benefit from higher bosses, cream posting, reckless earning through credit lending or waiver of loan without any fear of action from higher bosses and get preferred promotions for their flatterer members if they so like.
Why huge arrear to the amount of two lacs or three or four lacs are being paid to executives as per 9th Bipartite Settlement and only a few thousand to middle management officers considered senior officers. Even peons and junior clerks are getting arrear to the extent of one lac rupees. Even junior officers are getting more. Obviously pay scale fixed for various scales is not based on principals of equality but based on whims and fancies of IBA team and union leaders. Pension optees are getting more and PF optees are getting noting in comparison. Why discriminatory treatment is being allowed by union leaders even in fixation of revised pay in 9th BS, not to speak of discrimination with PF optees desiring to offer for pension.
Are senior officers in middle management so bad they are not fit for promotion, increment, pension and even equal rise in wage revision? If so why are they not given offer of VRS as given in the year 2000?
Why CMDs of various banks then talk of crisis of talented officer in bank and why do they express apprehension for painful future when a good number of officers will retire?
If there is a will there is a way. When government is formed of corrupt persons and that of flatterers, when administration is manned by corrupt and flatterers when judiciary is weak, ineffective, costly and centre of corruption, any one in Government cannot dream of taking step to reduce corruption in the system or to punish corrupt people.
And people who try to move against the main stream gets tired very soon and finally succumb to death.
It is therefore better to say All is Well sir, No problem sir, everything will be o.k. sir, I am there don't worry, I will manage it, I will manage media people, I will manage CBI people and so on. These wordings are a few permanent wording of flatterers.
Media men are not getting any interest or attractive news in the reign of injustice pervading and prevailing in banking industry. A few executives by using their mobile phones using some flatterer Branch Managers ges success in extending credit to unscrupulous borrowers and sacrificing huge amount in compromise and waiver of loan scheme just to earn some illegal money.
Banks assets worth thousands and thousand of crores of rupees are locked and lost in bad borrowers every year whereas government of India, RBI and all regulating agencies remain silent spectators. People have seen how NPA rose 500% this year in Indian Bank but regulating agencies are not ready to accept that similar pain will occur to other banks too in near future. There is in fact none to bell the cat.
Banks management, government of India and RBI loudly say with a sense of pride that Indian Banks are not affected by global slowdown or recession or sub prime crisis but IBA says that banks are not in a position to pay pension to bank employees and hence begging for sharing of pension cost from bank employees.
IBA has filed affidavit in Madras High Court that banks are facing fund crisis and not in a position to pay pension to retirees and hence praying for stay granted by the same court on 24th June 2010 on illegal and unjustified recovery from PF optees agreed in 9th Bipartite settlement .
How much shameful and painful it is that staff of banks who served banks for 30 to 35 years in bank and contributed his entire energy for growth of bank has now to run from pillar to post or knock the door of courts to stop reign of injustice.
Are Banks earning profits by simple exploitation of staff??
Tuesday, August 3, 2010
Terror of Government
New record of corruption will precipitate if a total investigation is made into what Shiela Dikchit has done in Delhi. Amount of underhand dealing in contract work valued rs35000 crore of rupees can be imagined by a layman easily. When a person becomes popular he becomes more prone to bad habits and there are more chances of committing fraud with the system. Now CVC and CBI have registered the case against so many persons involving so many contract work related to Common Wealth Game. But any result will come out of inquiry it doubtful. Even if result comes none of VIPs will by punished, this much is cent per cent certain.
This is India where CBI realizes after lapse of 26 years of Bhopal Gas tragedy that charges against accused should be restored. This is India where fresh inquiry after 26 years of Sikh riot has been initiated against Sajjan Kumar, Mp from Congress Party. This is India where Mr. V P Singh realized after 26 years that Rajiv Gandhi was innocent in Bofors scam despite the fact that he himself had resigned from Congress Government, dethroned Rajiv Gandhi, became Prime Minister and promised to prove charge against Rajiv Gandhi within 12 months of coming to power. This is India where Lalu Yadav Master of Chara Ghotala valued 1000 crore of rupees became Railway Minister of the country. This is India where files related to inquiry of stamp scam involving 35000 crores of rupees is still languishing in government almirah and one Telgi is put in jail to save thousand of other VIP culprits. And so on….
Corruption cannot end in India until government takes harsh steps to stop flattery. Yes man and bribe give equally responsible for rampant corruption and for damaging the right course of action. Looting of money from a person through bribe is less harmful than looting of pride, self respect of service men or businessmen or professionals. All is well sir or No Problem sir culture is killing the enthusiasm of real workers, real Indians and real businessmen because flatterers by dint of their actions hypnotize the top officials and ministers and get success in getting undue benefit or up gradation in service or better posting and quick promotion in service at the cost of many genuine workers.
CVC as such cannot stop corruption said to be rampant in work done for Common wealth Games in Delhi because they also become victim of this disease. CVC has to survive in the same system where perpetuators or corruption are sitting at the helm of affairs. Officers at vulnerable and responsible post at CVC or CBI or audit offices are chosen from a team of best flatterers. CVC has to be bold enough and has to stop corruption in transfers, posting and promotion as also in recruitment processes of government employees and bring about maximum transparency, eliminate the channel of Interview which gives rise to whimsical and biased decision. When honest and sincere officers are shunted in remote areas or posted in insignificant corners it is but natural that such officers will prefer indulging in flattery than wasting energy in good work.
CVC or for that matter Government of India has to make judicial process quick, affordable effective and honest so that victim of the system may approach court without any fear of repercussion. Fear of punishment may only keep flatterers and corrupt person away from the system. Similarly media has to take pro active and innovative initiatives to expose corrupt practices, conduct sting operation and do all acts deemed fit to expose the mischievous elements occupying top posts in government offices, ministry , banks, insurance companies, CBI, vigilance department, judiciary, tax departments etc who sell transfer, posting and promotions in service sector or who willfully torture and blackmail a good businessmen who do not flatter or bribe an officer. Undoubtedly some TV channels like IBN has been doing some work in this line. I salute them.
Latest news of corruption is that a few MLAs of Jharkhand state sold their votes in Rs.50 lacs to rupees one crore to RS candidates during recently held Rajya Sabha election. This is not a new event or astonishing case of corruption in Indian politics. . In past too, MLAs were found to sell their votes. MPs sold votes to ensure victory of Narsimha Rao Government, MPs earned money by raising questions during question hours on behalf of those who paid money, and MPs have quarreled with chairs and tables in Parliament, indulged in road side like fights in Parliament and state assemblies.
If any investigating agency inquires honestly and sincerely about real growth of assets of MLA and MPs and their family (members pre and post election) they will definitely find a multifold growth. An MLA who could not repay his IRDP loan in a village in Jharkhand became owner of property of worth hundred of crores of rupees after becoming minister. People have seen the charisma of Madhu Koda and Sibu Soren.
There are thousands of MPs and MLAs (ex or serving) in India whose property have gone upto fifty and hundred crores after their election in assembly or in Parliament. But who will investigate.
In present case of CWG even ex Vigilance Commissioner says to star TV that he was directed not to interfere in CWG affairs. As such CBI officers or Vigilance officers, all fear of remote posting or non promotion in career if they go against the wishes of ruling party.
When Masters (of Corruption) and Doctors (in Corruption) are sitting on top posts in all offices, there is none who is bold enough to correct the corrupt system.
Dkjain49709@rediffmail.com
03.08.2010
This is India where CBI realizes after lapse of 26 years of Bhopal Gas tragedy that charges against accused should be restored. This is India where fresh inquiry after 26 years of Sikh riot has been initiated against Sajjan Kumar, Mp from Congress Party. This is India where Mr. V P Singh realized after 26 years that Rajiv Gandhi was innocent in Bofors scam despite the fact that he himself had resigned from Congress Government, dethroned Rajiv Gandhi, became Prime Minister and promised to prove charge against Rajiv Gandhi within 12 months of coming to power. This is India where Lalu Yadav Master of Chara Ghotala valued 1000 crore of rupees became Railway Minister of the country. This is India where files related to inquiry of stamp scam involving 35000 crores of rupees is still languishing in government almirah and one Telgi is put in jail to save thousand of other VIP culprits. And so on….
Corruption cannot end in India until government takes harsh steps to stop flattery. Yes man and bribe give equally responsible for rampant corruption and for damaging the right course of action. Looting of money from a person through bribe is less harmful than looting of pride, self respect of service men or businessmen or professionals. All is well sir or No Problem sir culture is killing the enthusiasm of real workers, real Indians and real businessmen because flatterers by dint of their actions hypnotize the top officials and ministers and get success in getting undue benefit or up gradation in service or better posting and quick promotion in service at the cost of many genuine workers.
CVC as such cannot stop corruption said to be rampant in work done for Common wealth Games in Delhi because they also become victim of this disease. CVC has to survive in the same system where perpetuators or corruption are sitting at the helm of affairs. Officers at vulnerable and responsible post at CVC or CBI or audit offices are chosen from a team of best flatterers. CVC has to be bold enough and has to stop corruption in transfers, posting and promotion as also in recruitment processes of government employees and bring about maximum transparency, eliminate the channel of Interview which gives rise to whimsical and biased decision. When honest and sincere officers are shunted in remote areas or posted in insignificant corners it is but natural that such officers will prefer indulging in flattery than wasting energy in good work.
CVC or for that matter Government of India has to make judicial process quick, affordable effective and honest so that victim of the system may approach court without any fear of repercussion. Fear of punishment may only keep flatterers and corrupt person away from the system. Similarly media has to take pro active and innovative initiatives to expose corrupt practices, conduct sting operation and do all acts deemed fit to expose the mischievous elements occupying top posts in government offices, ministry , banks, insurance companies, CBI, vigilance department, judiciary, tax departments etc who sell transfer, posting and promotions in service sector or who willfully torture and blackmail a good businessmen who do not flatter or bribe an officer. Undoubtedly some TV channels like IBN has been doing some work in this line. I salute them.
Latest news of corruption is that a few MLAs of Jharkhand state sold their votes in Rs.50 lacs to rupees one crore to RS candidates during recently held Rajya Sabha election. This is not a new event or astonishing case of corruption in Indian politics. . In past too, MLAs were found to sell their votes. MPs sold votes to ensure victory of Narsimha Rao Government, MPs earned money by raising questions during question hours on behalf of those who paid money, and MPs have quarreled with chairs and tables in Parliament, indulged in road side like fights in Parliament and state assemblies.
If any investigating agency inquires honestly and sincerely about real growth of assets of MLA and MPs and their family (members pre and post election) they will definitely find a multifold growth. An MLA who could not repay his IRDP loan in a village in Jharkhand became owner of property of worth hundred of crores of rupees after becoming minister. People have seen the charisma of Madhu Koda and Sibu Soren.
There are thousands of MPs and MLAs (ex or serving) in India whose property have gone upto fifty and hundred crores after their election in assembly or in Parliament. But who will investigate.
In present case of CWG even ex Vigilance Commissioner says to star TV that he was directed not to interfere in CWG affairs. As such CBI officers or Vigilance officers, all fear of remote posting or non promotion in career if they go against the wishes of ruling party.
When Masters (of Corruption) and Doctors (in Corruption) are sitting on top posts in all offices, there is none who is bold enough to correct the corrupt system.
Dkjain49709@rediffmail.com
03.08.2010
Saturday, July 31, 2010
STATE Bank leaders
Leaders on whom lies the fate of an organisation or trade union or a state government or a country have become lover of flattery, have become lover of money and lover of high post without merit. Root cause of all mishappenings, irregularities, fraud or cheating lies in nothing but flattery which shuts the eyes, ears and mind & heart of leaders. Leaders become self cantered and sacrifice the interest of the masses for whom they are meant. They forget God and minimum moral and religious values. New record of corruption will precipitate if a total investigation is made into what Shiela Dikchit has done in Delhi. When a person becomes popular he becomes more prone to bad habits and there are more chances of committing fraud with the system.
Corruption cannot end in India until government takes harsh steps to stop flattery. Yes man and bribe give equally responsible for rampant corruption and for damaging the right course of action. Looting of money from a person through bribe is less harmful than looting of pride, self respect of service men or businessmen or professionals. All is well sir or No Problem sir culture is killing the enthusiasm of real workers, real Indians and real businessmen because flatterers by dint of their actions hypnotize the top officials and ministers and get success in getting undue benefit or up gradation in service or better posting and quick promotion in service at the cost of many genuine workers.
CVC as such cannot stop corruption said to be rampant in work done for Common wealth Games in Delhi because they also become victim of this disease. CVC has to survive in the same system where perpetuators or corruption are sitting at the helm of affairs. Officers at vulnerable and responsible post at CVC or CBI or audit offices are chosen from a team of best flatterers. CVC has to be bold enough and has to stop corruption in transfers, posting and promotion as also in recruitment processes of government employees and bring about maximum transparency, eliminate the channel of Interview which gives rise to whimsical and biased decision. When honest and sincere officers are shunted in remote areas or posted in insignificant corners it is but natural that such officers will prefer indulging in flattery than wasting energy in good work.
CVC or for that matter Government of India has to make judicial process quick, affordable effective and honest so that victim of the system may approach court without any fear of repercussion. Fear of punishment may only keep flatterers and corrupt person away from the system. Similarly media has to take pro active and innovative initiativesto expose corrupt practices, conduct sting operation and do all acts deemed fit to expose the mischievous elements occupying top posts in government offices, ministry , banks, insurance companies, CBI, vigilance department, judiciary, tax departments etc who sell transfer, posting and promotions in service sector or who willfully torture and blackmail a good businessmen who do not flatter or bribe an officer.
Dkjain49709@rediffmail.com
30.07.2010
Corruption cannot end in India until government takes harsh steps to stop flattery. Yes man and bribe give equally responsible for rampant corruption and for damaging the right course of action. Looting of money from a person through bribe is less harmful than looting of pride, self respect of service men or businessmen or professionals. All is well sir or No Problem sir culture is killing the enthusiasm of real workers, real Indians and real businessmen because flatterers by dint of their actions hypnotize the top officials and ministers and get success in getting undue benefit or up gradation in service or better posting and quick promotion in service at the cost of many genuine workers.
CVC as such cannot stop corruption said to be rampant in work done for Common wealth Games in Delhi because they also become victim of this disease. CVC has to survive in the same system where perpetuators or corruption are sitting at the helm of affairs. Officers at vulnerable and responsible post at CVC or CBI or audit offices are chosen from a team of best flatterers. CVC has to be bold enough and has to stop corruption in transfers, posting and promotion as also in recruitment processes of government employees and bring about maximum transparency, eliminate the channel of Interview which gives rise to whimsical and biased decision. When honest and sincere officers are shunted in remote areas or posted in insignificant corners it is but natural that such officers will prefer indulging in flattery than wasting energy in good work.
CVC or for that matter Government of India has to make judicial process quick, affordable effective and honest so that victim of the system may approach court without any fear of repercussion. Fear of punishment may only keep flatterers and corrupt person away from the system. Similarly media has to take pro active and innovative initiativesto expose corrupt practices, conduct sting operation and do all acts deemed fit to expose the mischievous elements occupying top posts in government offices, ministry , banks, insurance companies, CBI, vigilance department, judiciary, tax departments etc who sell transfer, posting and promotions in service sector or who willfully torture and blackmail a good businessmen who do not flatter or bribe an officer.
Dkjain49709@rediffmail.com
30.07.2010
Friday, July 23, 2010
Bank Officers Association
It is a great pleasure that Canara bank has at least and at last realized that they have committed contempt of court by recovering 2.8 times of November 2007 salary inspite of stay granted by Madras High court. It is astonishing that other banks are still silent spectator of what is happening in various courts and without any shame or hesitation filing one after other submission in courts justifying the unjustified, discriminatory, divisive and condemnable clauses of 9th Bipartite settlement which completely goes against the interest of PF optees, retired or serving or resigned ..
I take this opportunity to sincerely condemn union leaders who were shamelessly busy in recovery of levy from their members despite the fact that their major portion of arrear was looted by the makers of the said agreement. I once again condemn those union leaders who filed counter affidavit in Madras High court even after mass protest against the said agreement and focused entire energy in making money from their own members and who feel no shame in extending a Farewell gift of five lac rupees one of union leaders who retired from one of PSU banks in the last month from the fund of union. I condemn union leaders who are growing richer and richer at the cost of hard working members.
That is why I like to say that the most painful and disgraceful story is that of union leaders who are meant to fight for the welfare and benefits of employees in general are working againt bank employees in nexus with top officials of bank management . A few union leaders sold their moral values in the hands of management and hijacked the unity integrity and militancy of bank employees. These so called protectors have also become damagers, Munsi Prem Chand ji told " Jab Rakchak hi Bhakchak ban jaye to vinash nishchit hai". Union leaders have damaged us to a great extent and it is their mischievous role that management succeeded in cheating a section of employees. There are many such leaders in banking industry who are earning money even in posting, transfers and promotion by working in collusion with members of Interview panel. Bank employees have to exert their all efforts to weed out such mischievous leaders and select a really good team of devoted workers.
No doubt pension is a social security measure and bank employees fought a long battle for getting another option of pension and ultimately we got it. But none of employees ever thought or ever imagined that they will have to pay 1800 crores of rupees to purchase this option.
Anyway I once again salute canara bank employees who initiated the legal battle boldly in Madras, other forums formed to fight against the illegal clause of the said agreement and all employees who directly or indirectly supported the battle against injustice and organizers of various website who made the employees aware and polarized opinion of various stalwarts to make the matter more crystal clear. I hope wisdom and good sense will prevail upon other bank management also and they will also take initiative immediately to refund the recovered money .
When a branch head in a bank commits mistake he is punished. I am unable to say what will be the suitable punishment for such CEOs, CMDs and GMs who signed on the said agreement which tarnished the image of bankers. Let the punishment be decided by respected courts..
I take this opportunity to sincerely condemn union leaders who were shamelessly busy in recovery of levy from their members despite the fact that their major portion of arrear was looted by the makers of the said agreement. I once again condemn those union leaders who filed counter affidavit in Madras High court even after mass protest against the said agreement and focused entire energy in making money from their own members and who feel no shame in extending a Farewell gift of five lac rupees one of union leaders who retired from one of PSU banks in the last month from the fund of union. I condemn union leaders who are growing richer and richer at the cost of hard working members.
That is why I like to say that the most painful and disgraceful story is that of union leaders who are meant to fight for the welfare and benefits of employees in general are working againt bank employees in nexus with top officials of bank management . A few union leaders sold their moral values in the hands of management and hijacked the unity integrity and militancy of bank employees. These so called protectors have also become damagers, Munsi Prem Chand ji told " Jab Rakchak hi Bhakchak ban jaye to vinash nishchit hai". Union leaders have damaged us to a great extent and it is their mischievous role that management succeeded in cheating a section of employees. There are many such leaders in banking industry who are earning money even in posting, transfers and promotion by working in collusion with members of Interview panel. Bank employees have to exert their all efforts to weed out such mischievous leaders and select a really good team of devoted workers.
No doubt pension is a social security measure and bank employees fought a long battle for getting another option of pension and ultimately we got it. But none of employees ever thought or ever imagined that they will have to pay 1800 crores of rupees to purchase this option.
Anyway I once again salute canara bank employees who initiated the legal battle boldly in Madras, other forums formed to fight against the illegal clause of the said agreement and all employees who directly or indirectly supported the battle against injustice and organizers of various website who made the employees aware and polarized opinion of various stalwarts to make the matter more crystal clear. I hope wisdom and good sense will prevail upon other bank management also and they will also take initiative immediately to refund the recovered money .
When a branch head in a bank commits mistake he is punished. I am unable to say what will be the suitable punishment for such CEOs, CMDs and GMs who signed on the said agreement which tarnished the image of bankers. Let the punishment be decided by respected courts..
Officer's Association in Banks
I call upon CMDs of various banks to listen the voice of silent protestors, read the contents of writs filed in various high courts, opinion published in website such allbankingsolutions.com, open your eyes and ears and act fastly to correct the mistake done on 27.04.2010.
Please do not kill the voice coming from your own heart and mind. None of the respectable, wise, experienced, intelligent , talented, law abiding , and knowledgeable person in the banking industry of lawyers club of India will concur with injustice done to Non pension optees through the 9th Bipartite settlement
Since courts are slow, you cannot perpetuate reign of injustice in wage agreement for long as you are doing injustice in promotion processes and transfer decisions and employees of India cannot allow you to use discriminatory and divisive wage scale defying fundamental Laws of equality enshrined in Indian Constitution.
Various letters have been written to important dignitaries of the country in this regard by so many persons working in different banks. But unfortunately politicians of our country also do not understand the problem of victims for years and years, decades ad decades as long as there is mass movement, violent agitation arsoning, strike, lock out, destruction of public property, closure of banks and ATM, disturbing customer service etc .
It is ridiculous that those politicians in India suggest dialogue with naxalites and terrorists but never try to solve the problem from the root before it takes violent form. The said agreement was also signed after agitation and strike done by bank employees many times during preceding 30 months. It is sad that a few greedy leaders, I say hardly 10 persons spoilt the career and fate of 10 lac employees.
When king is Tuglak, everything is possible. When Koda is Chief Minister of a state, everything is possible. When IAS officers are like Mr Rathod, murder of innocent girl like Ruchika is not surprising. When person like Raju is CMD of Satyam computers, when CAs are dishonest certification of fake balance sheet is not impossible in India and similarly when CAs are corrupt, rating agencies rate on the basis and quantum of bribe and fees they get, happening of fraud or manipulation with balance sheet is not impossible for banks and I it is not astonishing to anyone in India at least.
I submit a copy of letter written by one retired officer.
The Editor,
Business Line
Dear Sir,
Stalemate over banking consensus
Queer banking equations implanted in the Pension Agreement signed along with ninth bipartite settlement attracted nationwide resentment among bank men, delaying its implementation indefinitely. A group of dissatisfied employees secured stay order from Madras High Court putting IBA and bank unions in the defense box. When they merely objected the recovery of a portion of their pay as contribution to Pension Fund for giving them entry to Pension Scheme, the long cherished desire of the retired to get pension is delayed further, adding to their more than a decade old sufferings. The irrational terms providing for recovery of 2.8 time revised pay from new entrants in respected of the employees on rolls as on the date of agreement (27 April, 2010), recovery of 156 percent CPF and interest paid at the time of retirement in respect of the retired, &nbs p; forfeiture of pension from the date of retirement to the arbitrary date of 27 November, 2009 to the retired, payment of commutation reckoning the age as on date of fresh option instead of the age of retirement, non inclusion of resigned employees who have qualifying service for Pension etc . are tools devised to take away huge sums from the prospective beneficiaries of Pension Scheme. ; It becomes wild justice, quite illegal and irrational, in the context of the Pension Regulations being one and the same as on the date of agreement and existing Pension Opted employees have derived the benefit without any levy or penalty. &nbs p; While addressing the anomaly of denying the social security benefit to a large segment by extending them a fresh chance for option, five fresh glaring anomalies have been infused into the scheme, making it a black agreement altogether.
In earlier Bipartite settlements, after setting apart a portion of the total load factor towards Pension Fund, the remainder alone was distributed among CPF opted and Pension opted, putting the former to erosion of emoluments in each agreement, benefitting the latter. ; The proposal initially mooted for a uniform recovery of 1.6 times revised pay for Nov.2007 from all existing employees for sharing pension costs got changed overnight at last hour, settling down for sharing 2.6 times pay from CPF opted alone to their detriment. &n bsp; The 17.5 percent pay hike in the industry for the six days working bank employees in contrast with the 40 percent settled for five days working government staff has inculcated in them a feeling that it is the result of the additional cost of Pension rather than of the low profile bargaining of Unions. They seem to be ignoring the core fact that Pension is the consideration for services rendered and not for a mere option letter exercised on a bit of paper. While Pension opted are getting some amount as arrears of salary, almost the entire amount is snatched away from the other category. Unions that announced the twin achievement of Wage Revision and Pension Option as a grand gala victory took a somersault saying that they had no option other than agreeing to the rude terms of IBA for securing fresh Pension Option.
Recovery of 156 percent of CPF paid in the case of the retired (up to March 2010) would entail to them huge pecuniary loss as many will have to shell out as much as Rs.15.00 lakhs when their counterpart retiring in April,2010 or afterwards will have to pay a meager sum of Rs.0.30 lakhs to Rs.1.20 lakhs only. The impact of the insignificant cut-off date, which does not appeal to any reasoning is a severe blow to several beneficiaries.
The agreement provides for payment of Pension to the retired from 27th November, 2009 alone irrespective of the date of retirement. Though in all fairness, they are eligible to get monthly pension and interest on each payment date from one decade back, they are victimized through recovery of 156 percent of the CPF paid at the time of retirement uniformly. &n bsp; This apparently is a dual penalty to them. The modality is totally enigmatic and carries with it unfairness of an extreme nature.
Pension Regulations for computing commutation recognizes the age next birthday at the time of retirement whereas the agreement stipulates age on the date of fresh option to the detriment of all the retired. &nbs p; This leads to application of entirely different yardstick under the same Regulations to different beneficiaries without any logic. The delay in implementation of the agreement is worsening the situation for the retired.
Non-inclusion of the resigned employees in the scheme is a further anomaly as the resigned possessing enough qualifying service are denied the social security benefit altogether. & nbsp; When VRS retirees who are paid an incentive for going out are also considered for pension, the resigned are to be invariably extended the benefit in all cases where they are paid all other terminal benefits. Qualifying service and not the mode of exist shall be the vesting criterion for Pension unless the termination if a compulsory one through disciplinary procedures.
In financial sector, Public Sector Banks appear to be competing with others to secure the worst employer award by denying proper compensation to the work force who run the shows for the progress of the nation. Even as profits are soaring for each bank, the key men are attempting to add to their cosmetics by transferring higher profits to the exchequer, which goes to part finance the pension and wages of employees in other sectors and government. They should say what banks would have done if all had opted for pension when initially offered. &nbs p; The deprived could not opt earlier when terms of offer contained a penal clause enabling forfeiture of entire past service for participation in strike and were not given fresh chance when the adverse chapter was scrapped in 1999. While denying pension to the retired, banks that function on sole premises of laws of the country and depend on them for each transaction are blatantly flouting substantive law. Retires and working, Pension Opted and CPF opted all are, without exception, growling over the agreement percolating with gross anomalies. The retired who did their best for banks are on crossroads for want of income for subsistence and their decade old sufferings get prolonged as the stalemate on the catastrophic agreement continues. IBA, Unions and Government should evince keen interest and initiate corrigendum steps to rectify all anomalies without further waste of time and bring solace to all.
Yours faithfully,
C N Venugopalan
C N Venugopalan
Ex-Manager, Union Bank of India
Camp: 101 Pinnacle Court,
Apt. # 82, Frankfort,
Kentucky 40601 USA
Cell:0013135491401
Nandanam,
Please do not kill the voice coming from your own heart and mind. None of the respectable, wise, experienced, intelligent , talented, law abiding , and knowledgeable person in the banking industry of lawyers club of India will concur with injustice done to Non pension optees through the 9th Bipartite settlement
Since courts are slow, you cannot perpetuate reign of injustice in wage agreement for long as you are doing injustice in promotion processes and transfer decisions and employees of India cannot allow you to use discriminatory and divisive wage scale defying fundamental Laws of equality enshrined in Indian Constitution.
Various letters have been written to important dignitaries of the country in this regard by so many persons working in different banks. But unfortunately politicians of our country also do not understand the problem of victims for years and years, decades ad decades as long as there is mass movement, violent agitation arsoning, strike, lock out, destruction of public property, closure of banks and ATM, disturbing customer service etc .
It is ridiculous that those politicians in India suggest dialogue with naxalites and terrorists but never try to solve the problem from the root before it takes violent form. The said agreement was also signed after agitation and strike done by bank employees many times during preceding 30 months. It is sad that a few greedy leaders, I say hardly 10 persons spoilt the career and fate of 10 lac employees.
When king is Tuglak, everything is possible. When Koda is Chief Minister of a state, everything is possible. When IAS officers are like Mr Rathod, murder of innocent girl like Ruchika is not surprising. When person like Raju is CMD of Satyam computers, when CAs are dishonest certification of fake balance sheet is not impossible in India and similarly when CAs are corrupt, rating agencies rate on the basis and quantum of bribe and fees they get, happening of fraud or manipulation with balance sheet is not impossible for banks and I it is not astonishing to anyone in India at least.
I submit a copy of letter written by one retired officer.
The Editor,
Business Line
Dear Sir,
Stalemate over banking consensus
Queer banking equations implanted in the Pension Agreement signed along with ninth bipartite settlement attracted nationwide resentment among bank men, delaying its implementation indefinitely. A group of dissatisfied employees secured stay order from Madras High Court putting IBA and bank unions in the defense box. When they merely objected the recovery of a portion of their pay as contribution to Pension Fund for giving them entry to Pension Scheme, the long cherished desire of the retired to get pension is delayed further, adding to their more than a decade old sufferings. The irrational terms providing for recovery of 2.8 time revised pay from new entrants in respected of the employees on rolls as on the date of agreement (27 April, 2010), recovery of 156 percent CPF and interest paid at the time of retirement in respect of the retired, &nbs p; forfeiture of pension from the date of retirement to the arbitrary date of 27 November, 2009 to the retired, payment of commutation reckoning the age as on date of fresh option instead of the age of retirement, non inclusion of resigned employees who have qualifying service for Pension etc . are tools devised to take away huge sums from the prospective beneficiaries of Pension Scheme. ; It becomes wild justice, quite illegal and irrational, in the context of the Pension Regulations being one and the same as on the date of agreement and existing Pension Opted employees have derived the benefit without any levy or penalty. &nbs p; While addressing the anomaly of denying the social security benefit to a large segment by extending them a fresh chance for option, five fresh glaring anomalies have been infused into the scheme, making it a black agreement altogether.
In earlier Bipartite settlements, after setting apart a portion of the total load factor towards Pension Fund, the remainder alone was distributed among CPF opted and Pension opted, putting the former to erosion of emoluments in each agreement, benefitting the latter. ; The proposal initially mooted for a uniform recovery of 1.6 times revised pay for Nov.2007 from all existing employees for sharing pension costs got changed overnight at last hour, settling down for sharing 2.6 times pay from CPF opted alone to their detriment. &n bsp; The 17.5 percent pay hike in the industry for the six days working bank employees in contrast with the 40 percent settled for five days working government staff has inculcated in them a feeling that it is the result of the additional cost of Pension rather than of the low profile bargaining of Unions. They seem to be ignoring the core fact that Pension is the consideration for services rendered and not for a mere option letter exercised on a bit of paper. While Pension opted are getting some amount as arrears of salary, almost the entire amount is snatched away from the other category. Unions that announced the twin achievement of Wage Revision and Pension Option as a grand gala victory took a somersault saying that they had no option other than agreeing to the rude terms of IBA for securing fresh Pension Option.
Recovery of 156 percent of CPF paid in the case of the retired (up to March 2010) would entail to them huge pecuniary loss as many will have to shell out as much as Rs.15.00 lakhs when their counterpart retiring in April,2010 or afterwards will have to pay a meager sum of Rs.0.30 lakhs to Rs.1.20 lakhs only. The impact of the insignificant cut-off date, which does not appeal to any reasoning is a severe blow to several beneficiaries.
The agreement provides for payment of Pension to the retired from 27th November, 2009 alone irrespective of the date of retirement. Though in all fairness, they are eligible to get monthly pension and interest on each payment date from one decade back, they are victimized through recovery of 156 percent of the CPF paid at the time of retirement uniformly. &n bsp; This apparently is a dual penalty to them. The modality is totally enigmatic and carries with it unfairness of an extreme nature.
Pension Regulations for computing commutation recognizes the age next birthday at the time of retirement whereas the agreement stipulates age on the date of fresh option to the detriment of all the retired. &nbs p; This leads to application of entirely different yardstick under the same Regulations to different beneficiaries without any logic. The delay in implementation of the agreement is worsening the situation for the retired.
Non-inclusion of the resigned employees in the scheme is a further anomaly as the resigned possessing enough qualifying service are denied the social security benefit altogether. & nbsp; When VRS retirees who are paid an incentive for going out are also considered for pension, the resigned are to be invariably extended the benefit in all cases where they are paid all other terminal benefits. Qualifying service and not the mode of exist shall be the vesting criterion for Pension unless the termination if a compulsory one through disciplinary procedures.
In financial sector, Public Sector Banks appear to be competing with others to secure the worst employer award by denying proper compensation to the work force who run the shows for the progress of the nation. Even as profits are soaring for each bank, the key men are attempting to add to their cosmetics by transferring higher profits to the exchequer, which goes to part finance the pension and wages of employees in other sectors and government. They should say what banks would have done if all had opted for pension when initially offered. &nbs p; The deprived could not opt earlier when terms of offer contained a penal clause enabling forfeiture of entire past service for participation in strike and were not given fresh chance when the adverse chapter was scrapped in 1999. While denying pension to the retired, banks that function on sole premises of laws of the country and depend on them for each transaction are blatantly flouting substantive law. Retires and working, Pension Opted and CPF opted all are, without exception, growling over the agreement percolating with gross anomalies. The retired who did their best for banks are on crossroads for want of income for subsistence and their decade old sufferings get prolonged as the stalemate on the catastrophic agreement continues. IBA, Unions and Government should evince keen interest and initiate corrigendum steps to rectify all anomalies without further waste of time and bring solace to all.
Yours faithfully,
C N Venugopalan
C N Venugopalan
Ex-Manager, Union Bank of India
Camp: 101 Pinnacle Court,
Apt. # 82, Frankfort,
Kentucky 40601 USA
Cell:0013135491401
Nandanam,
Wednesday, July 21, 2010
Is dialogue really a solution to naxalism?
Some of our leaders plead for dialogue with Naxalites and extend financial support to bring these naxalites in mainstream. They should keep in mind that dialogue is possible only with those who are interested to talk with the Government. There are naxalites or terrorists who are bent upon disturbing India, weakening India and Indian armed forces and hence they cannot be expected to come on talking table with clear intention. Such criminals are to be taught a lesson, such criminals have to be booked to task and each of their attack has to be properly investigated and each of such criminal must be punished without any hesitation and only then Indian government can imagine of controlling or stopping the act of growing naxalism or terrorism in India. Dialogue is a separate process and it must be continued with people who are interested sincerely in maintaining social peace, harmony and who are really interested in work of development. Any talk of financial inclusion will prove futile and complete Bakwas if these naxalites try to loot even development fund and misuse the same for carrying out their anti national activities.
Ministers are talking of dialogue with Naxalites and the same thing to handle terrorists acting from across the border and on the other hand Naxalites have been continuously growing in their power, their network and their effectiveness in carrying out destructive and killer attacks on trains, on buses, on public fares, crowded roads. Naxalies boldly do so and do without any fear of retaliation from police forces. They are successfully executing their agenda of anti national activities and that of mass killings of armed forces police personnel and poor innocent villagers.
It has to be always kept in mind that those people, naxalites or terrorists who indulge in killings of innocent villagers or armed forces are neither true Indians nor true human being. These criminals are neither good for society nor for the country. Such criminals are neither true Indians nor true Pakistanis, neither true Hindus nor true Muslims or Sikh r Christian. In my opinion crime is crime and it has to be dealt with sternly and severely to keep values of civic society intact. Criminals must be punished as per prevailing laws and none of the politicians should be allowed to interfere or make any comment on the matter related to Law and Order. Continuous soft attitude towards evil doers and maintaining soft corner for such criminals shows not bravery but affirms the cowardice, inactiveness and timidity on the part of administrators. Talk of dialogue sometimes appears deceptive and symbolize nothing but evasive policies of he government , either at state level or at central level
Social reformists and selfish politicians like Digvijay Singh or Lalu Yadav or Mulayam Singh or Sibu Soren have been advocating for years together dialogue process as the one and only solution to the problem of naxalism. I charge such politicians as selfish because such politicians survive in politics only by taking support from these anti national naxal elements. They are least bothered of brutal killings of CRPF forces or demoralization of armed forces or pain of families whose members have been killed by naxal elements.
In the same way, some politicians are advocating dialogue process with Pakistan for last two three decades. Inspite of India’s several unilateral efforts carried out time and again by UPA and NDA governments in the past to initiate dialogue with Pakistan (merely to please Bosses sitting in America and to please some Muslims and some Muslim leaders in India who are speaking the languages of Pakistan Government) our neighbour Pakistan has not stopped hate campaign against India, Pakistan has not stopped supporting ISI and terror outfits like LeT to carry out cross border terror attack in India and has not taken any effective step to punish terror perpetuators .Pakistan has always stabbed us from behind whenever Indians initiate dialogue process. It will not be out of place to mention here that millions of Indians had taken vow to effectively fight against terror and not to remain silent till the terrorists re booked to task.
Inspite of terror attack on Parliament of India and reputed religious places, terror attack in Mumbai and so many other places some of our politicians still plead continuance of dialogue process. Pakistan has stabbed India so many times, misbehaved with our leaders and expelled Indian diplomats from Pakistan for no reason just to irritate Indians and cause division in Indian community.
But India is great, its patience is unparallel in the world, its capacity to tolerate all acts of disrespect and boldly tell the people of India that India is not afraid of Pakistan or any neighboring countries. Obviously Indian leaders have decided not to decide so that their Muslim vote bank is not disturbed and they may be able to continue in power. In the name of dialogue and in the name of peace process our selfish leaders are weakening India and causing irreparable loss to Indians , to armed forces and to India’s respect and dignity in the world.
Days are not far when armed forces will revolt and act against Pakistan even without taking the concurrence of Indian politicians. They will have to keep, maintain and boost up the morale of armed forces without caring for annoyance of such selfish politicians. Similarly local police force, CRPF and other paramilitary forces will not hesitate in defying the orders of selfish politicians and to retaliate against naxalites indulging in anti national activities just to keep their head high and to save the life of their families. I salute Home Minister Mr. Chidambram who is making his best effort to fight against Naxalism and cross border terrorism even though he is facing stiff resistance from some of his own colleagues and some members of opposing camp.
There is an old proverb as “Money is lost noting is lost, health is lost something is lost but if character is lost everything is lost.”
Danendra Jain Agartala
20h July 2010
Ministers are talking of dialogue with Naxalites and the same thing to handle terrorists acting from across the border and on the other hand Naxalites have been continuously growing in their power, their network and their effectiveness in carrying out destructive and killer attacks on trains, on buses, on public fares, crowded roads. Naxalies boldly do so and do without any fear of retaliation from police forces. They are successfully executing their agenda of anti national activities and that of mass killings of armed forces police personnel and poor innocent villagers.
It has to be always kept in mind that those people, naxalites or terrorists who indulge in killings of innocent villagers or armed forces are neither true Indians nor true human being. These criminals are neither good for society nor for the country. Such criminals are neither true Indians nor true Pakistanis, neither true Hindus nor true Muslims or Sikh r Christian. In my opinion crime is crime and it has to be dealt with sternly and severely to keep values of civic society intact. Criminals must be punished as per prevailing laws and none of the politicians should be allowed to interfere or make any comment on the matter related to Law and Order. Continuous soft attitude towards evil doers and maintaining soft corner for such criminals shows not bravery but affirms the cowardice, inactiveness and timidity on the part of administrators. Talk of dialogue sometimes appears deceptive and symbolize nothing but evasive policies of he government , either at state level or at central level
Social reformists and selfish politicians like Digvijay Singh or Lalu Yadav or Mulayam Singh or Sibu Soren have been advocating for years together dialogue process as the one and only solution to the problem of naxalism. I charge such politicians as selfish because such politicians survive in politics only by taking support from these anti national naxal elements. They are least bothered of brutal killings of CRPF forces or demoralization of armed forces or pain of families whose members have been killed by naxal elements.
In the same way, some politicians are advocating dialogue process with Pakistan for last two three decades. Inspite of India’s several unilateral efforts carried out time and again by UPA and NDA governments in the past to initiate dialogue with Pakistan (merely to please Bosses sitting in America and to please some Muslims and some Muslim leaders in India who are speaking the languages of Pakistan Government) our neighbour Pakistan has not stopped hate campaign against India, Pakistan has not stopped supporting ISI and terror outfits like LeT to carry out cross border terror attack in India and has not taken any effective step to punish terror perpetuators .Pakistan has always stabbed us from behind whenever Indians initiate dialogue process. It will not be out of place to mention here that millions of Indians had taken vow to effectively fight against terror and not to remain silent till the terrorists re booked to task.
Inspite of terror attack on Parliament of India and reputed religious places, terror attack in Mumbai and so many other places some of our politicians still plead continuance of dialogue process. Pakistan has stabbed India so many times, misbehaved with our leaders and expelled Indian diplomats from Pakistan for no reason just to irritate Indians and cause division in Indian community.
But India is great, its patience is unparallel in the world, its capacity to tolerate all acts of disrespect and boldly tell the people of India that India is not afraid of Pakistan or any neighboring countries. Obviously Indian leaders have decided not to decide so that their Muslim vote bank is not disturbed and they may be able to continue in power. In the name of dialogue and in the name of peace process our selfish leaders are weakening India and causing irreparable loss to Indians , to armed forces and to India’s respect and dignity in the world.
Days are not far when armed forces will revolt and act against Pakistan even without taking the concurrence of Indian politicians. They will have to keep, maintain and boost up the morale of armed forces without caring for annoyance of such selfish politicians. Similarly local police force, CRPF and other paramilitary forces will not hesitate in defying the orders of selfish politicians and to retaliate against naxalites indulging in anti national activities just to keep their head high and to save the life of their families. I salute Home Minister Mr. Chidambram who is making his best effort to fight against Naxalism and cross border terrorism even though he is facing stiff resistance from some of his own colleagues and some members of opposing camp.
There is an old proverb as “Money is lost noting is lost, health is lost something is lost but if character is lost everything is lost.”
Danendra Jain Agartala
20h July 2010
Sunday, July 18, 2010
Terrorism and Naxalism
Ministers are talking of dialogue with Naxalites and the same thing to handle terrorists acting from across the border. Naxalites have been continuously growing in their power, their network and their effectiveness in carrying out destructive and killer attacks on trains, on buses, on public fares, crowded roads and without any fear of retaliation from police forces ,they are successfully executing their agenda of anti national act and that of mass killings of armed forces police personnel and poor innocent villagers.
Social reformists and selfish politicians like Digvijay Singh or Lalu Yadav or Mulayam Singh or Sibu Soren have been advocating for years together dialogue process as the one and only solution to the problem of naxalism. I charge such politicians as selfish because such politicians survive in politics only by taking support from these anti national naxal elements. They are least bothered of brutal killings of CRPF forces or demoralization of armed forces or pain of families whose members have been killed by naxal elements.
In the same way, some politicians are advocating dialogue process with Pakistan for last two three decades. Inspite of India’s several unilateral efforts carried out time and again by UPA and NDA governments in the past to initiate dialogue with Pakistan (merely to please Bosses sitting in America and to please some Muslims and some Muslim leaders in India who are speaking the languages of Pakistan Government) our neighbour Pakistan has not stopped hate campaign against India, has not stopped supporting ISI and terror outfits like LeT to carry out cross border terror attack in India and has not taken any effective step to punish terror perpetuators .It will not be out of place to mention ere that millions of Indians had taken vow to effectively fight against terror and not to remain silent till the terrorists re booked to task.
Inspite of terror attack on Parliament of India and reputed religious places, terror attack in Mumbai and so many other places some of our politicians still plead continuance of dialogue process. Pakistan has stabbed India so many times, misbehaved with our leaders and expelled Indian diplomats from Pakistan for no reason just to irritate Indians and cause division in Indian community.
But India is great, its patience is unparallel in the world, its capacity to tolerate all acts of disrespect and boldly tell the people of India that India is not afraid of Pakistan or any neighboring countries. Obviously Indian leaders have decided not to decide so that their Muslim vote bank is not disturbed and they may be able to continue in power. In the name of dialogue and in the name of peace process our selfish leaders are weaken India and causing irreparable loss to Indians , to armed forces and to India’s respect and dignity in the world.
Days are not far when armed forces will revolt and act against Pakistan even without taking the concurrence of Indian politicians. They will have to keep, maintain and boost up the morale of armed forces without caring for annoyance of such selfish politicians. Similarly local police force, CRPF and other paramilitary forces will not hesitate in defying the orders of selfish politicians and to retaliate against naxalites indulging in anti national activities just to keep their head high and to save the life of their families. I salute Home Minister Mr. Chidambram who is making his best effort to fight against Naxalism and cross border terrorism even though he is facing stiff resistance from some of his own colleagues and some members of opposing camp.
There is an old proverb as “Money is lost noting is lost, health is lost something is lost but if character is lost everything is lost.”
It has to be always kept in mind that those people , naxalites or terrorists who indulge in killings of innocent villagers or armed forces are neither true Indians nor true human being. These criminals are neither good for society nor for the country. Such criminals are neither true Indians nor true Pakistanis, neither true Hindus nor true Muslims or Sikh r Christian. In my opinion crime is crime and it has to be dealt with sternly and severely to keep values of civic society intact. Criminals must be punished as per prevailing laws and none of the politicians should be allowed to interfere or make any comment on the matter related to Law and Order. Continuous soft attitude towards evil doers and maintaining soft corner for such criminals shows not bravery but affirms the cowardice and timidity on the part of administrators.
Danendra Jain Agartala
19t July 2010
Social reformists and selfish politicians like Digvijay Singh or Lalu Yadav or Mulayam Singh or Sibu Soren have been advocating for years together dialogue process as the one and only solution to the problem of naxalism. I charge such politicians as selfish because such politicians survive in politics only by taking support from these anti national naxal elements. They are least bothered of brutal killings of CRPF forces or demoralization of armed forces or pain of families whose members have been killed by naxal elements.
In the same way, some politicians are advocating dialogue process with Pakistan for last two three decades. Inspite of India’s several unilateral efforts carried out time and again by UPA and NDA governments in the past to initiate dialogue with Pakistan (merely to please Bosses sitting in America and to please some Muslims and some Muslim leaders in India who are speaking the languages of Pakistan Government) our neighbour Pakistan has not stopped hate campaign against India, has not stopped supporting ISI and terror outfits like LeT to carry out cross border terror attack in India and has not taken any effective step to punish terror perpetuators .It will not be out of place to mention ere that millions of Indians had taken vow to effectively fight against terror and not to remain silent till the terrorists re booked to task.
Inspite of terror attack on Parliament of India and reputed religious places, terror attack in Mumbai and so many other places some of our politicians still plead continuance of dialogue process. Pakistan has stabbed India so many times, misbehaved with our leaders and expelled Indian diplomats from Pakistan for no reason just to irritate Indians and cause division in Indian community.
But India is great, its patience is unparallel in the world, its capacity to tolerate all acts of disrespect and boldly tell the people of India that India is not afraid of Pakistan or any neighboring countries. Obviously Indian leaders have decided not to decide so that their Muslim vote bank is not disturbed and they may be able to continue in power. In the name of dialogue and in the name of peace process our selfish leaders are weaken India and causing irreparable loss to Indians , to armed forces and to India’s respect and dignity in the world.
Days are not far when armed forces will revolt and act against Pakistan even without taking the concurrence of Indian politicians. They will have to keep, maintain and boost up the morale of armed forces without caring for annoyance of such selfish politicians. Similarly local police force, CRPF and other paramilitary forces will not hesitate in defying the orders of selfish politicians and to retaliate against naxalites indulging in anti national activities just to keep their head high and to save the life of their families. I salute Home Minister Mr. Chidambram who is making his best effort to fight against Naxalism and cross border terrorism even though he is facing stiff resistance from some of his own colleagues and some members of opposing camp.
There is an old proverb as “Money is lost noting is lost, health is lost something is lost but if character is lost everything is lost.”
It has to be always kept in mind that those people , naxalites or terrorists who indulge in killings of innocent villagers or armed forces are neither true Indians nor true human being. These criminals are neither good for society nor for the country. Such criminals are neither true Indians nor true Pakistanis, neither true Hindus nor true Muslims or Sikh r Christian. In my opinion crime is crime and it has to be dealt with sternly and severely to keep values of civic society intact. Criminals must be punished as per prevailing laws and none of the politicians should be allowed to interfere or make any comment on the matter related to Law and Order. Continuous soft attitude towards evil doers and maintaining soft corner for such criminals shows not bravery but affirms the cowardice and timidity on the part of administrators.
Danendra Jain Agartala
19t July 2010
Saturday, May 29, 2010
naxalism a bigger danger
Politicians are still not unanimous on war against naxalism. People like Digvijay Singh, Lalu Yadav, Mamta Banerjee still playing politics and talking of dialogue with Naxalites or resisting air strike on naxal hideouts. Such politicians always think in term of political advantage in their area of operation, they are least bothered of Indian security or mass killings by naxal groups. Such politicians do not hesitate in taking help from naxalites in winning the election and hence they are not ready to accept naxalites have posed fatal threat to Indian security, they do not agree to the views that naxalites are more dangerous than foreign-based terrorist.
It is unfortunate that even wise, experienced, matured, honest, straight forward, nationalist and talented person like Manmohan Singh, Sonia Gandhi, Rahul Gandhi and Mr. Chidambram , Mr. Pranab Mukherjee are unable to take hard decision as late Indira Gandhi took against Khalistanis in 1984 and carried out Operation Blue Star even at the risk of her personal life and political career. It is astonishing that ruling party at center putting blame on state government. One laughs and weeps when Central Minister speaks that Maoist are active in only states where UPA is not in power or where BJP is in power. Indirectly they aspire to belittle and blame state government. Days are not far when opposition parties will speak that ruling party at center is working in nexus with Maoists to disturb non UPA government. In this mutual blame game Maoists are spreading and enhancing their network and fighting power.
Politicians of even opposition camp are not wholeheartedly in support of war against naxalism.There are many sympathizers of Maoists in opposition as well as ruling camp. Even social reformers talk of leniency with Maoist.
It is pity and unfortunate for country like India that self interest of politicians have hijacked national issues and there is acute shortage of true nationalist like Patel, Netaji Subhash Chandra Bose, Mahatma Gandhi or other freedom fighters who forced British rulers to leave India.
Killers of innocent Indians and armed forces. Hijacker of trains, bombers on CRPF camps or on running trains can never be true Indians and hence they are worse than Britishers who were at least not killers as naxalites of present era are. Undoubtedly such killers have to be treated, as enemy of the Nation and sincere war must be launched against network of such killers called as Maoist or Naxalites.
It is very much disheartening to observe that our rulers are busy in fixing quota for woman or for one caste or the other without creating job opportunities. It is ridiculous that our rulers are harping on GDP growth every day and every moment without taking into account the miserable position of 95% of Indian population who are victim of unabated price rise during UPA rule.
Neither Common men are happy nor country as a whole is safe in the hands of such politicians who all the time thinks from the point of view of electoral gain. I am very much fed up of hearing the news related to GDP growth or global recession or India’s so called success story vis a vis other developed nations of the world.
I may simply pray God to give wisdom to rulers of this country so that at least problem of naxalism is handled with full sincerity without fear of electoral loss or gain.
29th May 2010
It is unfortunate that even wise, experienced, matured, honest, straight forward, nationalist and talented person like Manmohan Singh, Sonia Gandhi, Rahul Gandhi and Mr. Chidambram , Mr. Pranab Mukherjee are unable to take hard decision as late Indira Gandhi took against Khalistanis in 1984 and carried out Operation Blue Star even at the risk of her personal life and political career. It is astonishing that ruling party at center putting blame on state government. One laughs and weeps when Central Minister speaks that Maoist are active in only states where UPA is not in power or where BJP is in power. Indirectly they aspire to belittle and blame state government. Days are not far when opposition parties will speak that ruling party at center is working in nexus with Maoists to disturb non UPA government. In this mutual blame game Maoists are spreading and enhancing their network and fighting power.
Politicians of even opposition camp are not wholeheartedly in support of war against naxalism.There are many sympathizers of Maoists in opposition as well as ruling camp. Even social reformers talk of leniency with Maoist.
It is pity and unfortunate for country like India that self interest of politicians have hijacked national issues and there is acute shortage of true nationalist like Patel, Netaji Subhash Chandra Bose, Mahatma Gandhi or other freedom fighters who forced British rulers to leave India.
Killers of innocent Indians and armed forces. Hijacker of trains, bombers on CRPF camps or on running trains can never be true Indians and hence they are worse than Britishers who were at least not killers as naxalites of present era are. Undoubtedly such killers have to be treated, as enemy of the Nation and sincere war must be launched against network of such killers called as Maoist or Naxalites.
It is very much disheartening to observe that our rulers are busy in fixing quota for woman or for one caste or the other without creating job opportunities. It is ridiculous that our rulers are harping on GDP growth every day and every moment without taking into account the miserable position of 95% of Indian population who are victim of unabated price rise during UPA rule.
Neither Common men are happy nor country as a whole is safe in the hands of such politicians who all the time thinks from the point of view of electoral gain. I am very much fed up of hearing the news related to GDP growth or global recession or India’s so called success story vis a vis other developed nations of the world.
I may simply pray God to give wisdom to rulers of this country so that at least problem of naxalism is handled with full sincerity without fear of electoral loss or gain.
29th May 2010
Saturday, May 22, 2010
Law and order problem
Central government cannot escape its responsibility to handle the problems related to naxalism and save he country from the danger posed by naxalite groups, by anti national forces acting from inside the country. They cannot put blame squarely on state governments saying that naxalism is law and order problem and hence a subject of state government. Only fool can accept the theory of law and order problem cited by Ministers in Central Government or leaders of Congress Party or any other person like Lalu Yadav even after experiencing large scale killing of CRPF and common men in last one month only , that too on one place only and that in Dantewara district in Chattisgarh state. This is happening despite the fact that Chief Minister of Chattishgarh is making all efforts to handle naxalism and extending all support to Central government wholeheartedly. In other states like Bihar, West Bengal, Orissa, Andhra Pradesh and Jharkhand mass killing by naxalites has become common feature and hence accepted by common men as usual incident like road accidents. .
Naxalites have grown in number, in financial strength and accumulated huge arms and ammunitions and now they openly challenge and threat state governments, kill CRPF and police personnel in wholesale number, not to speak of thousands of innocents common men. When naxalites are not worried of central Para military forces, how untrained and unequipped police personnel under the control of state government can control and stop naxalism. It is pity that state government are not able to control even traffic jams or stop large scale money extortion carried out by local goonda elements in small or big towns. Digvijay Singh like mad politician can only blame Raman Singh CM of Chattishgarh to do dirty politics, such person should keep in memory naxal like incidents occurring frequently in Kashmir and also Mumbai terror attack of 1991 and incident of unforgettable 27 -11 and many more fatal attacks which occurred in the past when Congress Party was in rule. I do not want enumerate them to waste the time of readers.
I therefore appeal leaders of ruling party not to treat the problem of naxalism from the view of political advantage r disadvantage. Naxalism has penetrated in many states of the country and presently it poses a bigger threat than terrorism managed by foreign based camps. It is no more a hidden fact that Pakistan based terrorists are using India based naxalites to weaken India’s internal security and demoralize the security forces. It is open secret that even police forces are paying dadagiri tax to naxalites for survival in all naxal affected areas and they are even parting with their arms or even selling arms and ammunitions to naxal groups.
If Indian government even now do not understand the gravity and danger of Maoism or naxalism and delay in launching a sincere war against naxalim to finish it for ever and for rooting it out from every corner of the country, India will have to face the same problem as Sri Lanka faced the problem of LTTE . Ultimately Sri Lanka declared war against LTTE and finished it. India will have to do the same sooner or later, though they may do so after incurring huge loses of human beings and facing the worst position of demoralization, demotivtions and division in armed forces as also revolt from police forces. Common men have undoubtedly lost faith in UPA government and many state governments specially those in states like Jharkhand and West Bengal.
It is proper to mention here that late Indira Gandhi was courageous lady to finish Khalistan Movement though belatedly and it was her this act for the safety of people of India that she was assassinated. But she always considered nation and poor people above party she belonged to. Nation is always bigger than Individual. It will not be an exaggeration to say that present team of politicians could never win the battle of freedom because they are least bothered of common men or safety of the country. Lastly I do not hesitate in appealing all state governments and politicians in general to support present Home Minister Sri P Chidambaram wholeheartedly in fighting Naxalism even by using war weapons or using air strikes.
Danendra Jain
Ganaraj Choumuhani
Agartala
22.05.2010
Naxalites have grown in number, in financial strength and accumulated huge arms and ammunitions and now they openly challenge and threat state governments, kill CRPF and police personnel in wholesale number, not to speak of thousands of innocents common men. When naxalites are not worried of central Para military forces, how untrained and unequipped police personnel under the control of state government can control and stop naxalism. It is pity that state government are not able to control even traffic jams or stop large scale money extortion carried out by local goonda elements in small or big towns. Digvijay Singh like mad politician can only blame Raman Singh CM of Chattishgarh to do dirty politics, such person should keep in memory naxal like incidents occurring frequently in Kashmir and also Mumbai terror attack of 1991 and incident of unforgettable 27 -11 and many more fatal attacks which occurred in the past when Congress Party was in rule. I do not want enumerate them to waste the time of readers.
I therefore appeal leaders of ruling party not to treat the problem of naxalism from the view of political advantage r disadvantage. Naxalism has penetrated in many states of the country and presently it poses a bigger threat than terrorism managed by foreign based camps. It is no more a hidden fact that Pakistan based terrorists are using India based naxalites to weaken India’s internal security and demoralize the security forces. It is open secret that even police forces are paying dadagiri tax to naxalites for survival in all naxal affected areas and they are even parting with their arms or even selling arms and ammunitions to naxal groups.
If Indian government even now do not understand the gravity and danger of Maoism or naxalism and delay in launching a sincere war against naxalim to finish it for ever and for rooting it out from every corner of the country, India will have to face the same problem as Sri Lanka faced the problem of LTTE . Ultimately Sri Lanka declared war against LTTE and finished it. India will have to do the same sooner or later, though they may do so after incurring huge loses of human beings and facing the worst position of demoralization, demotivtions and division in armed forces as also revolt from police forces. Common men have undoubtedly lost faith in UPA government and many state governments specially those in states like Jharkhand and West Bengal.
It is proper to mention here that late Indira Gandhi was courageous lady to finish Khalistan Movement though belatedly and it was her this act for the safety of people of India that she was assassinated. But she always considered nation and poor people above party she belonged to. Nation is always bigger than Individual. It will not be an exaggeration to say that present team of politicians could never win the battle of freedom because they are least bothered of common men or safety of the country. Lastly I do not hesitate in appealing all state governments and politicians in general to support present Home Minister Sri P Chidambaram wholeheartedly in fighting Naxalism even by using war weapons or using air strikes.
Danendra Jain
Ganaraj Choumuhani
Agartala
22.05.2010
Thursday, May 20, 2010
Wage revision in PSU Banks
Government framed policy for posting of bank employees in Villages as also for posting in North Eastern States to promote rural banking and to help development work in rural areas and North Eastern states. But management of banks have always misused this excellent policy to discard non-flatterers and to torture those employees who do not indulge in corrupt practices and who do not implements bad orders of the executives.
RBI or any investigating agency on honest inquiry will find that some officers have been working in villages for two or three decades whereas flatterers of the top officials of the management have been allowed to work in Metros for decades together. When an officer do not provide gifts to General Manager, he is posted in North Eastern States on the plea of Non Performance whereas those who commit fraud or indulge in irregular credits but always provide golden gifts to GMs, DGMs, AGMs in the name of some function either of inauguration or customer’s meeting are allowed to remain in big towns.
Some officers are simply creating bad advances and some others are constrained to recover the bad advances merely to save the corrupt officers from punishment. This is why loans or advances become Sub Standard in one or two years of its disbursement. It is also a bitter fact that such bad advances are concealed by gifting Auditors and inspectors and treated as good advances till the sanctioning officer wither is promoted or get safe exit from the bank. Honest workers are made scapegoat for the misdeeds of big executives.. It is undeniably truth that excellent results exhibited through annual balance sheets are due to devoted work of good performers and it is they who are salvaging banks from the misdeeds of bad officers. As such shining balance sheet of a bank should not give conclusion that the results shown are hard work of top officials sitting in AC rooms but that of field workers who are head of a branch and who is doing hard worker even under acute manpower shortage. In banks manpower is adequately provided only to flatterers even if he has caused banks crores of rupees. Until RBI or CBI catch hold of corrupt executives and punish the evil performers and at the same time award those officers who have been whimsically kept away from promotions and unless good officers are given respectable posting and promotions one cannot imagine of any rise in intrinsic value of any bank
On the contrary PSU banks are facing erosion in intrinsic value due to dirty implementation of apparently good HRD policies. In the name of Interview any employee can be deprived of and denied of promotion. Power makes executive corrupt if the decisions made by them are not transparent and subject to review. Root cause of persistence and promotion of such corrupt officers is due to the bitter fact that even courts fail to provide justice in decades together and this is why management bosses indulge in whimsical promotions, arbitrary transfers and postings.
I request bank officers to send their personal experience and story of corrupt officers to me at dkjain49709@rediffmail.com so that such illustration may be incorporated in PIL to be filed in the court. These information will be helpful in seeking information from bank under Right to Information Act to expose the true colour of officers who have been holding top posts in the bank and who have been getting continuous shelter from Banking division, RBI and Ministry of Finance. The aggrieved officer may also send the real story about them, how they have been cheated by their bosses, how they have been denied promotion and how they have been given always critical posting. After all how long you will bear with injustice in fear of repercussion from higher authorities. One has to come out of imaginary fear and expose the true picture of bad officers. How long meritorious and talented officer will face humiliation and posting against their dignity.
I will come with name of AGM,DGM ,GM,CM and BM and tell the officer community and Government of India how reign of injustice prevails in the banking industry. I need your cooperation in making a strong case against some of CMDs who are recognized as star performers but under the shelter of such CMDs ,their left and right hand officers who themselves are facing CBI charge sheets are exploiting power for self interest.
RBI or any investigating agency on honest inquiry will find that some officers have been working in villages for two or three decades whereas flatterers of the top officials of the management have been allowed to work in Metros for decades together. When an officer do not provide gifts to General Manager, he is posted in North Eastern States on the plea of Non Performance whereas those who commit fraud or indulge in irregular credits but always provide golden gifts to GMs, DGMs, AGMs in the name of some function either of inauguration or customer’s meeting are allowed to remain in big towns.
Some officers are simply creating bad advances and some others are constrained to recover the bad advances merely to save the corrupt officers from punishment. This is why loans or advances become Sub Standard in one or two years of its disbursement. It is also a bitter fact that such bad advances are concealed by gifting Auditors and inspectors and treated as good advances till the sanctioning officer wither is promoted or get safe exit from the bank. Honest workers are made scapegoat for the misdeeds of big executives.. It is undeniably truth that excellent results exhibited through annual balance sheets are due to devoted work of good performers and it is they who are salvaging banks from the misdeeds of bad officers. As such shining balance sheet of a bank should not give conclusion that the results shown are hard work of top officials sitting in AC rooms but that of field workers who are head of a branch and who is doing hard worker even under acute manpower shortage. In banks manpower is adequately provided only to flatterers even if he has caused banks crores of rupees. Until RBI or CBI catch hold of corrupt executives and punish the evil performers and at the same time award those officers who have been whimsically kept away from promotions and unless good officers are given respectable posting and promotions one cannot imagine of any rise in intrinsic value of any bank
On the contrary PSU banks are facing erosion in intrinsic value due to dirty implementation of apparently good HRD policies. In the name of Interview any employee can be deprived of and denied of promotion. Power makes executive corrupt if the decisions made by them are not transparent and subject to review. Root cause of persistence and promotion of such corrupt officers is due to the bitter fact that even courts fail to provide justice in decades together and this is why management bosses indulge in whimsical promotions, arbitrary transfers and postings.
I request bank officers to send their personal experience and story of corrupt officers to me at dkjain49709@rediffmail.com so that such illustration may be incorporated in PIL to be filed in the court. These information will be helpful in seeking information from bank under Right to Information Act to expose the true colour of officers who have been holding top posts in the bank and who have been getting continuous shelter from Banking division, RBI and Ministry of Finance. The aggrieved officer may also send the real story about them, how they have been cheated by their bosses, how they have been denied promotion and how they have been given always critical posting. After all how long you will bear with injustice in fear of repercussion from higher authorities. One has to come out of imaginary fear and expose the true picture of bad officers. How long meritorious and talented officer will face humiliation and posting against their dignity.
I will come with name of AGM,DGM ,GM,CM and BM and tell the officer community and Government of India how reign of injustice prevails in the banking industry. I need your cooperation in making a strong case against some of CMDs who are recognized as star performers but under the shelter of such CMDs ,their left and right hand officers who themselves are facing CBI charge sheets are exploiting power for self interest.
Tuesday, May 11, 2010
Trander Policy in Banks are seldom followed
Now I would like to ask top management as also CBI to look into each actions of executives (scale IV to scale VII) who have been elevated to scale IV and above during last three years during the tenure of present CMD Mr. M V Nair. I hope management will be honest enough to come forward with white paper on these executives depicting their good or bad works of last ten years and prove that the action of Interview panel in giving him or her promotion was justified. Otherwise normal perception of junior officers that promotions are bought by gifting top officers will be substantiated and exposure of top management will take place. At least top 20 branches of Jharkhand or Bihar or UP or Orrisa or West Bengal will be enough to expose the unhealthy culture perpetuated by top officers in promotions, postings and transfers. Bank must ascertain profit earned or loss incurred by the actions of officers promoted to scale IV and above during last three years.
1.credit decision taken by promoted executives and the present status of these advance accounts .If the credit sanctioned or disbursed by them directly or indirectly (building pressure from administrative office on BM) above Rs 10.00 lacs has become bad ( though bad , concealed and categorized as standard in collusion with top management), reason behind it should be looked into.
2. Number of accounts and amount involved in those NPA accounts where sanction or disbursement made by such executives during last ten years.
3. Waiver of loan or sacrifice of bank's dues under compromise settlement sanctioned by them directly or through the Branch.
4. How many good accounts they have added during their posting at any branch. Good account means average balance more than one lacs. How many such good customer left the bank due to the misbehavior of BM. Overall analysis will tell about level of customer service extended by them. This will also tell the management whether they are really good officers or they were promoted after taking some gifts in cash or in kind by Interview panel officers.
5. How many bad accounts have been shown as standard in the branch but they are actually substandard.
6. It should be looked into whether there was any abrupt rise in deposits due to buying of government fund. If yes wherefrom the illegal money was managed.
7. Real cash recovery in bad accounts due to the efforts of promoted officers
8. Whether there is real positive change in the image of the bank in the area where they worked.
9. Whether the so called performance said to have been of the promoted officers was actually the performance of other honest and devoted workers
10 Whether malady created by / fraud committed by / bad advance generated by flatter officers war getting support from higher bosses due to some other hidden reason which cannot be revealed.
1.credit decision taken by promoted executives and the present status of these advance accounts .If the credit sanctioned or disbursed by them directly or indirectly (building pressure from administrative office on BM) above Rs 10.00 lacs has become bad ( though bad , concealed and categorized as standard in collusion with top management), reason behind it should be looked into.
2. Number of accounts and amount involved in those NPA accounts where sanction or disbursement made by such executives during last ten years.
3. Waiver of loan or sacrifice of bank's dues under compromise settlement sanctioned by them directly or through the Branch.
4. How many good accounts they have added during their posting at any branch. Good account means average balance more than one lacs. How many such good customer left the bank due to the misbehavior of BM. Overall analysis will tell about level of customer service extended by them. This will also tell the management whether they are really good officers or they were promoted after taking some gifts in cash or in kind by Interview panel officers.
5. How many bad accounts have been shown as standard in the branch but they are actually substandard.
6. It should be looked into whether there was any abrupt rise in deposits due to buying of government fund. If yes wherefrom the illegal money was managed.
7. Real cash recovery in bad accounts due to the efforts of promoted officers
8. Whether there is real positive change in the image of the bank in the area where they worked.
9. Whether the so called performance said to have been of the promoted officers was actually the performance of other honest and devoted workers
10 Whether malady created by / fraud committed by / bad advance generated by flatter officers war getting support from higher bosses due to some other hidden reason which cannot be revealed.
Thursday, May 6, 2010
M V Nair,S L bansal ,Vijendra , Bikash Mahapatra, BD Mishra, Duggal, Chauhan
Through media AND PROMINENT MEDIAMEN I like to draw the attention of a person or a group of persons who is legal expert or who has an expertise on Right to Information Act or filing of Public Interest litigations or who is well experienced in dealing with court cases related to servicemen on following points and expect some solution in the interest of service men community. I like to draw the attention of even politicians who has strong will to change the prevailing bad culture and corrupt practices in administrative, political and judicial system in the country.
When a bank or any government office is unable to promote an employee due to shortage of vacancies in upper cadre , bank should not stagnate the employee only because he has reached the last stage of his scale .This is a fundamental question concerning all employees who are not getting annual increment only because he could not get promotion in time due to management’s fault or due to corrupt interview panel who promote an employee not on the basis of performance but on the basis of gift or money he receives from the employee. It is ironical that in government offices, departments, insurance companies and banks seniors are getting lesser increment whereas in private sectors seniors are worshipped like owners, promoters and savers of the firm. This is why private sector flourishes in real worth whereas public sector officers are facing continuous erosion in value.
In this age of flattery there is no respect for policy or performance. An officer is promoted only when he or she has a God father in upper echelon or he has pleased his boss with huge gifts in cash or in kind or bought and motivated the top executive who is a member of Interview panel. HRD policies in bank promote chamcha culture, RBI and Ministry of Finance or Banking Division all irrigates and promotes such culture. The more one is corrupt, the more he is flatterer and the higher is he posted. This is why cancer of corruption is growing unabated and even vulnerable department like defense is sick of this disease.
There are many EDs and CMDs of banks and government departments whose history is full of instances of indulging in corruption. If CBI conducts an honest inquiry in the credit decision taken by top executives, loan waived by them, and present status of loan sanctioned by them directly or indirectly trough his team of chamchas, bad advances hidden by them, personal assets accumulated by them, I think eight out of ten top executives will be found suitable for severe punishment and not fit for even junior posts.
Unfortunately in our country even authorities entrusted with duty of unearthing corrupt practices and bringing corrupt persons to justice are themselves indulged in corruption to a great extent. Then who will bell the cat is a million dollar question. So called clean and honest PM like Manmohan Singh expresses his helplessness on the front of corruption, naxalism and terrorism very wisely and boldly.
It is due to such wrong policies perpetuated by corrupt and greedy executives that even an officer like Madhuri Gupta could hold an important, sensitive and vulnerable post for more tan 30 years, get whimsical posting and promotions for such a long period inspite of the fact that she indulged in anti-national activities and worked as an agent of Pakistan silently.
Mrs. Rabri Devi, wife of Lalu Yadav could became Chief Minister of Bihar not because she was an able administrator, experienced politician or a knowledgeable lady , but because flatters of Lalu Yadav had vested interest to support her.
Similarly Mr. Lalu Yadav could get the post of Railway Minister despite his involvement in thousand crore Chara Ghotala because ruling government led by UPA and Congress party wanted to survive with his support.
Mr. Ratore could get promotions after promotions and best posting despite Ruchika’s case because of his god liasoning with his bosses and because he could shut the mouth and eyes of his bosses by keeping them happy through gifts in cash and kind.
Raju in Satyam computers could perpetuate fraud in thousands of crores of rupees for years together and win even the award of best corporate governance because he was surrounded by his greedy flatterers, greedy team of Chartered Accountants and corrupt ministers.
Madhu Koda Ex Chief Minister of Jharkhand and Reddy brothers in Andhra Pradesh could commit fraud with the government treasury in billion of rupees because he or they got the support of flatter team of IAS, IPS and other monitoring officers.Mayawati, Mulayam, Lalu like CM reshuffle senior officers like playing cards .Only a team of officers who are yes-men ,flatterer and ready to support and executive all ill motivated work ordered by ministers of the government can only survive and flourish in his or her career. This is the fate of good officers in all banks. There are several Raju in all banks who makes the balance sheet shining and who manage Chartered Accountants at various levels, officers working in Banking division, ministry of finance , top bureaucrats , top politicians all over the country.
In brief in our country even a donkey is posted on top post he can survive and get continuous elevation in career provided he or she has enough acumen to earn bribe and share with is bosses.
It is also a bitter truth all frauds continues and continues until shareholders of the fraud are divided. Frauds are seldom unearthed by CA. CBI or any investigating agency, not to speak of nip in the bud.
As such my second point to attract your attention is that in my opinion there should not be any scope of Interview for existing employee for giving him promotion because quality of his services have already been tested and attested by management for a decade or two or even three.
Even 25 marks allotted for Interview in any departmental promotion processes are enough to make or mar the career of an officer in a bank or any government office. It is a bitter truth of our country that a corrupt officer get 25 out of 25 in interview process whereas a performer get hardly 10 out of 25 which results in diluting the effect of performance of an employee or good marks obtained by him in his appraisals. The great Supreme Court has even advised transparency in appraisal system, but banks management seldom respect even court advises if it hurts the personal interest of its executives. The more power is delegated in bosses the more chances of misutilisation of power and perpetuation of corrupt practices exists and increases in the system.
This is happening in not only in banks but also in all other government departments and this is why, whenever a new Chief Minister takes charge of a state, several IAS and IPS officers are transferred from one place to another as per whims and fancies of the ministers in the new government. Majority of decisions on postings, promotions and transfers are taken on the basis of earning capacity of the officer who can share his illegal earnings with the minister or support the minister in carrying out his illegal tasks for the benefit of his kith and kin or his party men.
In conclusion there should not be any stagnation in any scale of any cadre of any officer of any department or office or bank and there should be no Interview for existing employees to be promoted.
In my opinion whimsical posting, arbitrary promotions and abrupt but ill motivated transfers are the root causes of all corrupt practices prevailing in the Indian administrative, judiciary and political system. It is the power delegated to persons sitting at post empowered to take whimsical decisions which irrigates ,cultivates and promotes the culture of flattery and demotivates the person who actually work and believe in honest performance.
It is unfortunate that no remedy can be obtained even from courts even after lapse of a decade or two .This is the reason that management of a bank or any office or any organ of the government at state or national level indulge in selling promotions and postings and in turn contributes directly or indirectly, willingly or unwillingly, in increasing the level of corruption.
I therefore request you to file PIL or any suitable court case which can immediately stop unhealthy practices. You can start with stopping the ongoing promotion processes in a bank. I hope you will take the initiative and oblige serving employees of the country.
Danendra
When a bank or any government office is unable to promote an employee due to shortage of vacancies in upper cadre , bank should not stagnate the employee only because he has reached the last stage of his scale .This is a fundamental question concerning all employees who are not getting annual increment only because he could not get promotion in time due to management’s fault or due to corrupt interview panel who promote an employee not on the basis of performance but on the basis of gift or money he receives from the employee. It is ironical that in government offices, departments, insurance companies and banks seniors are getting lesser increment whereas in private sectors seniors are worshipped like owners, promoters and savers of the firm. This is why private sector flourishes in real worth whereas public sector officers are facing continuous erosion in value.
In this age of flattery there is no respect for policy or performance. An officer is promoted only when he or she has a God father in upper echelon or he has pleased his boss with huge gifts in cash or in kind or bought and motivated the top executive who is a member of Interview panel. HRD policies in bank promote chamcha culture, RBI and Ministry of Finance or Banking Division all irrigates and promotes such culture. The more one is corrupt, the more he is flatterer and the higher is he posted. This is why cancer of corruption is growing unabated and even vulnerable department like defense is sick of this disease.
There are many EDs and CMDs of banks and government departments whose history is full of instances of indulging in corruption. If CBI conducts an honest inquiry in the credit decision taken by top executives, loan waived by them, and present status of loan sanctioned by them directly or indirectly trough his team of chamchas, bad advances hidden by them, personal assets accumulated by them, I think eight out of ten top executives will be found suitable for severe punishment and not fit for even junior posts.
Unfortunately in our country even authorities entrusted with duty of unearthing corrupt practices and bringing corrupt persons to justice are themselves indulged in corruption to a great extent. Then who will bell the cat is a million dollar question. So called clean and honest PM like Manmohan Singh expresses his helplessness on the front of corruption, naxalism and terrorism very wisely and boldly.
It is due to such wrong policies perpetuated by corrupt and greedy executives that even an officer like Madhuri Gupta could hold an important, sensitive and vulnerable post for more tan 30 years, get whimsical posting and promotions for such a long period inspite of the fact that she indulged in anti-national activities and worked as an agent of Pakistan silently.
Mrs. Rabri Devi, wife of Lalu Yadav could became Chief Minister of Bihar not because she was an able administrator, experienced politician or a knowledgeable lady , but because flatters of Lalu Yadav had vested interest to support her.
Similarly Mr. Lalu Yadav could get the post of Railway Minister despite his involvement in thousand crore Chara Ghotala because ruling government led by UPA and Congress party wanted to survive with his support.
Mr. Ratore could get promotions after promotions and best posting despite Ruchika’s case because of his god liasoning with his bosses and because he could shut the mouth and eyes of his bosses by keeping them happy through gifts in cash and kind.
Raju in Satyam computers could perpetuate fraud in thousands of crores of rupees for years together and win even the award of best corporate governance because he was surrounded by his greedy flatterers, greedy team of Chartered Accountants and corrupt ministers.
Madhu Koda Ex Chief Minister of Jharkhand and Reddy brothers in Andhra Pradesh could commit fraud with the government treasury in billion of rupees because he or they got the support of flatter team of IAS, IPS and other monitoring officers.Mayawati, Mulayam, Lalu like CM reshuffle senior officers like playing cards .Only a team of officers who are yes-men ,flatterer and ready to support and executive all ill motivated work ordered by ministers of the government can only survive and flourish in his or her career. This is the fate of good officers in all banks. There are several Raju in all banks who makes the balance sheet shining and who manage Chartered Accountants at various levels, officers working in Banking division, ministry of finance , top bureaucrats , top politicians all over the country.
In brief in our country even a donkey is posted on top post he can survive and get continuous elevation in career provided he or she has enough acumen to earn bribe and share with is bosses.
It is also a bitter truth all frauds continues and continues until shareholders of the fraud are divided. Frauds are seldom unearthed by CA. CBI or any investigating agency, not to speak of nip in the bud.
As such my second point to attract your attention is that in my opinion there should not be any scope of Interview for existing employee for giving him promotion because quality of his services have already been tested and attested by management for a decade or two or even three.
Even 25 marks allotted for Interview in any departmental promotion processes are enough to make or mar the career of an officer in a bank or any government office. It is a bitter truth of our country that a corrupt officer get 25 out of 25 in interview process whereas a performer get hardly 10 out of 25 which results in diluting the effect of performance of an employee or good marks obtained by him in his appraisals. The great Supreme Court has even advised transparency in appraisal system, but banks management seldom respect even court advises if it hurts the personal interest of its executives. The more power is delegated in bosses the more chances of misutilisation of power and perpetuation of corrupt practices exists and increases in the system.
This is happening in not only in banks but also in all other government departments and this is why, whenever a new Chief Minister takes charge of a state, several IAS and IPS officers are transferred from one place to another as per whims and fancies of the ministers in the new government. Majority of decisions on postings, promotions and transfers are taken on the basis of earning capacity of the officer who can share his illegal earnings with the minister or support the minister in carrying out his illegal tasks for the benefit of his kith and kin or his party men.
In conclusion there should not be any stagnation in any scale of any cadre of any officer of any department or office or bank and there should be no Interview for existing employees to be promoted.
In my opinion whimsical posting, arbitrary promotions and abrupt but ill motivated transfers are the root causes of all corrupt practices prevailing in the Indian administrative, judiciary and political system. It is the power delegated to persons sitting at post empowered to take whimsical decisions which irrigates ,cultivates and promotes the culture of flattery and demotivates the person who actually work and believe in honest performance.
It is unfortunate that no remedy can be obtained even from courts even after lapse of a decade or two .This is the reason that management of a bank or any office or any organ of the government at state or national level indulge in selling promotions and postings and in turn contributes directly or indirectly, willingly or unwillingly, in increasing the level of corruption.
I therefore request you to file PIL or any suitable court case which can immediately stop unhealthy practices. You can start with stopping the ongoing promotion processes in a bank. I hope you will take the initiative and oblige serving employees of the country.
Danendra
Monday, April 12, 2010
naxalism
This refers to today’s news that Maoist have offered compensation to aggrieved families of CRPF jawans killed by them at Dantewara in the state of Chattishgarh on the memorable and unforgettable day 6th April 2010
.
This is the fittest reply given by Maoist to inefficient, corrupt and non performing government. Hitherto government used to announce compensation for poor and innocent killed in any mishap, terror attack or naxal attacks where government was guilty of ineffectiveness, inertness and corrupt administrative system.
Instead of improving the quality of administration or punishing the guilty persons sitting in government offices, our ministers used to sit calm by announcing some compensatory packages or relief and rehabilitation after each naxal or terror attacks and brutal killing of innocent villagers.
.
For the first time, Maoists have announced the same compensation for family members of victim families of 76 CRPF men killed by themselves. This is indeed a cruel joke on our government and should now at least open the eye of sleeping government and of at least those social reformers or politicians who advocate for dialogue with naxal elements.
Now it may be clear to government that Maoist has grown more powerful than government in financial as well as fighting capacity. Government should be ashamed and keep their head low now or else leave no stone unturned to fight to finish Maoists without listening to any demand for dialogue with those who do not respect Indian laws and Indian citizen.
Government should now act before it is too late.
Danendra Jain
.
This is the fittest reply given by Maoist to inefficient, corrupt and non performing government. Hitherto government used to announce compensation for poor and innocent killed in any mishap, terror attack or naxal attacks where government was guilty of ineffectiveness, inertness and corrupt administrative system.
Instead of improving the quality of administration or punishing the guilty persons sitting in government offices, our ministers used to sit calm by announcing some compensatory packages or relief and rehabilitation after each naxal or terror attacks and brutal killing of innocent villagers.
.
For the first time, Maoists have announced the same compensation for family members of victim families of 76 CRPF men killed by themselves. This is indeed a cruel joke on our government and should now at least open the eye of sleeping government and of at least those social reformers or politicians who advocate for dialogue with naxal elements.
Now it may be clear to government that Maoist has grown more powerful than government in financial as well as fighting capacity. Government should be ashamed and keep their head low now or else leave no stone unturned to fight to finish Maoists without listening to any demand for dialogue with those who do not respect Indian laws and Indian citizen.
Government should now act before it is too late.
Danendra Jain
Wednesday, March 24, 2010
MVNair SLBansal BMahapatra BDMishra Vijendra
It is the time that our honourable CMD MVNair conducts introspection and justifies the actions of various DGMs and GMs who transferred whimsically a lot of officers to other states on the excuse of non-performance. I especially mention the case of DGM Jharkhand and the then GM of Kolkata who practically transferred all Non Orriyas to other states, some officers to Bangladesh Border i.e. to Tripura state, some to Gangtok, some others to West Bengal or UP or MP or Maharashtra. The DGM and the then GM satisfied their ego by disturbing the family life of officers who did not flatter him and who did not belong to a particular caste lobby. It is worthwhile to mention here that officers of West Bengal, Tripura,Karnataka, Tamilnadu ,Maharashtra are seldom transferred to remote states as those of states like Jharkhand, Bihar, Orrissa and UP
Our beloved and renowned CMD should now see whether there is any improvement or further deterioration in the value of assets during last three years in those branches wherefrom some special type of officers were transferred by biased DGM on the excuse of non performance (surrounded by some different type officer’s lobby) two years ago?
I do not want to enlighten the complicate the matter, which may violate bank’s secrecy policy or which may further hurt the ego of person sitting in top echelon.. Management has every tools in its almirah to look into each credit account of big and old branches and ascertain whether so called non performers had improved the health of Bank’s asset or their successor or their predecessor have/ had done better for the bank which resulted in their promotion and rejection of so called non performers in the same promotion process and their posting at the most remotest and the most critical branch.
If CMD hesitates to touch his corruption ridden General Managers AGM, DGM till their retirement, other competent authorities may be ordered to peep into the matter and try to precipitate the reality and truth of banking administration and Human Resource Management.
CMD should justify his action of picking management executives from MBA college campuses at packages higher than those of employees of the same bank who have served for more than two or three decades.
I hope bank will justify the action of promoting young officers at the cost of senior, experienced and devoted officers. Young officers may humiliate senior officers and give some transitory vale to the ban but in the long run such unethical and unconstitutional practices may spoil the bank.
CMD should tell the people of India whether there was actual cash recovery in bad accounts or manipulation in the system to hide bad accounts which portrayed better picture of some officers who got preferred promotion and posting.
Whether government deposit mobilized by an executive may turn bad assets into good asset and thus help bank in enhancing the intrinsic value of the bank? If hundred crores of deposit is distributed among ten flatter branch managers, it is sure that these ten persons will be treated as performer and others as non performer.
It has to be ascertained whether so called good officers have added bad assets in the name of achievement of credit delivery target. It has to be seen why finance made by star performers become bad in a year or two. Why executives responsible for irregularities are exonerated and juniors are punished, why wrong doers are promoted and person on the spot is made scapegoat.
And so on…………………..
Lastly I agree with the idea of CMD of punishing non-performers. But it has to be ascertained by the system whether the non- performance is due to lack of motivation by his boss or by virtue of his posting at a critical branch or it is lack of will of the officer to perform or lack of knowledge.
In case of lack of knowledge management may impart the best training to him to convert him performer. Otherwise it proves the failure of training system.
In case the boss is lacking motivating skill the boss may be given a lesson to improve. When a boss cannot motivate a few BMs, how can a BM may be expected to manage the branch where staff as well as customers have to be motivated.
In case the non-performance is due to adversities attached with the branch or due to environmental impediments in the path of performance, the officer shouldering the load of such branch should rather be awarded.
In case there are non willed officer, transfer to some other place may appear justified, but not without giving him an opportunity to improve. Management has right to force such officers to retire or should have a provision for VRS for such unwilled and unskilled non performers.
It is always to be kept in mind that a person is not always bad. It rather depends on the perception of his assessor who may be caste biased, region biased or there may be some hidden greed of money or gift or flattery in the mind of assessor which forces him to be biased against any officer even if he is devoted performer.
Best tool available in the almirah of Human Resource Development Department should be applied on case-to-case basis. Otherwise there is every possibility that an executive sitting at the top of affairs uses his whims even at the cost of intrinsic value of the bank.
Real success of the management lies in not only transferring an officer to remote place but in making efforts for value addition in an officer and thus in bank. It is always told for branch head to be tactful in handling junior staff in the branch. Real success of a Branch Manager lies in taking work from available staff . Similarly it is expected from Regional head to apply prudence and wisdom in dealing with Branch head shedding personal ego. Everyone in the bank knows how officers under work pressure and in want of enough manpower are constrained to bypass rule to achieve the target under various parameter, it may be credit delivery, opening of accounts, deposit mobilization, monitoring of advances or recovery under NPA accounts.
Despite all if management is really interested to give value to merit and merit only, same team of officers sitting at head office should judge the performance of all officers and there should be no room left for regional heads to apply their mind in whimsical manner and there should be no room for Interview in promotion processes. It is bitter truth that delegated power vested in different persons cannot be utilized by different person in similar manner ant in desired and expected manner. Under CBS system management can assess the performance of all officers sitting in office at Mumbai and in this path there will be minimum use of whims. Management can save lot of expenses incurred in conducting promotion processes and ensure reign of justice.
Our beloved and renowned CMD should now see whether there is any improvement or further deterioration in the value of assets during last three years in those branches wherefrom some special type of officers were transferred by biased DGM on the excuse of non performance (surrounded by some different type officer’s lobby) two years ago?
I do not want to enlighten the complicate the matter, which may violate bank’s secrecy policy or which may further hurt the ego of person sitting in top echelon.. Management has every tools in its almirah to look into each credit account of big and old branches and ascertain whether so called non performers had improved the health of Bank’s asset or their successor or their predecessor have/ had done better for the bank which resulted in their promotion and rejection of so called non performers in the same promotion process and their posting at the most remotest and the most critical branch.
If CMD hesitates to touch his corruption ridden General Managers AGM, DGM till their retirement, other competent authorities may be ordered to peep into the matter and try to precipitate the reality and truth of banking administration and Human Resource Management.
CMD should justify his action of picking management executives from MBA college campuses at packages higher than those of employees of the same bank who have served for more than two or three decades.
I hope bank will justify the action of promoting young officers at the cost of senior, experienced and devoted officers. Young officers may humiliate senior officers and give some transitory vale to the ban but in the long run such unethical and unconstitutional practices may spoil the bank.
CMD should tell the people of India whether there was actual cash recovery in bad accounts or manipulation in the system to hide bad accounts which portrayed better picture of some officers who got preferred promotion and posting.
Whether government deposit mobilized by an executive may turn bad assets into good asset and thus help bank in enhancing the intrinsic value of the bank? If hundred crores of deposit is distributed among ten flatter branch managers, it is sure that these ten persons will be treated as performer and others as non performer.
It has to be ascertained whether so called good officers have added bad assets in the name of achievement of credit delivery target. It has to be seen why finance made by star performers become bad in a year or two. Why executives responsible for irregularities are exonerated and juniors are punished, why wrong doers are promoted and person on the spot is made scapegoat.
And so on…………………..
Lastly I agree with the idea of CMD of punishing non-performers. But it has to be ascertained by the system whether the non- performance is due to lack of motivation by his boss or by virtue of his posting at a critical branch or it is lack of will of the officer to perform or lack of knowledge.
In case of lack of knowledge management may impart the best training to him to convert him performer. Otherwise it proves the failure of training system.
In case the boss is lacking motivating skill the boss may be given a lesson to improve. When a boss cannot motivate a few BMs, how can a BM may be expected to manage the branch where staff as well as customers have to be motivated.
In case the non-performance is due to adversities attached with the branch or due to environmental impediments in the path of performance, the officer shouldering the load of such branch should rather be awarded.
In case there are non willed officer, transfer to some other place may appear justified, but not without giving him an opportunity to improve. Management has right to force such officers to retire or should have a provision for VRS for such unwilled and unskilled non performers.
It is always to be kept in mind that a person is not always bad. It rather depends on the perception of his assessor who may be caste biased, region biased or there may be some hidden greed of money or gift or flattery in the mind of assessor which forces him to be biased against any officer even if he is devoted performer.
Best tool available in the almirah of Human Resource Development Department should be applied on case-to-case basis. Otherwise there is every possibility that an executive sitting at the top of affairs uses his whims even at the cost of intrinsic value of the bank.
Real success of the management lies in not only transferring an officer to remote place but in making efforts for value addition in an officer and thus in bank. It is always told for branch head to be tactful in handling junior staff in the branch. Real success of a Branch Manager lies in taking work from available staff . Similarly it is expected from Regional head to apply prudence and wisdom in dealing with Branch head shedding personal ego. Everyone in the bank knows how officers under work pressure and in want of enough manpower are constrained to bypass rule to achieve the target under various parameter, it may be credit delivery, opening of accounts, deposit mobilization, monitoring of advances or recovery under NPA accounts.
Despite all if management is really interested to give value to merit and merit only, same team of officers sitting at head office should judge the performance of all officers and there should be no room left for regional heads to apply their mind in whimsical manner and there should be no room for Interview in promotion processes. It is bitter truth that delegated power vested in different persons cannot be utilized by different person in similar manner ant in desired and expected manner. Under CBS system management can assess the performance of all officers sitting in office at Mumbai and in this path there will be minimum use of whims. Management can save lot of expenses incurred in conducting promotion processes and ensure reign of justice.
Subscribe to:
Posts (Atom)